New Jersey Sample Letter for Request for Free Credit Report Based on Denial of Credit

• Category: Letters - Nonlegal - Requests
• State: Multi-State
• Control #: US-0095LR
• Format: Word; Rich Text

Description

This form is used by an individual to request his or her free credit report from any credit reporting agency based on denial of credit. [Your Name] [Your Address] [City, State, Zip Code] [Email Address] [Phone Number] [Today's Date] [Credit Reporting Agency Name] [Credit Reporting Agency Address] [City, State, Zip Code] Subject: Request for Free Credit Report Based on Denial of Credit Dear Sir/Madam, I am writing to request a free copy of my credit report based on the denial of credit I recently experienced. As per the Fair Credit Reporting Act (FCRA), I am entitled to receive a free credit report from your agency. I have recently been denied credit, and I would like to review my credit report for any errors or discrepancies that may have contributed to this decision. I have provided the necessary information below, as required by the FCRA: 1. Full Name: [Your Full Name] 2. Date of Birth: [Your Date of Birth] 3. Social Security Number: [Your Social Security Number] 4. Current Address: [Your Current Address] 5. Previous Address (if applicable): [Your Previous Address] 6. Contact Number: [Your Contact Number] 7. Email Address: [Your Email Address] I kindly request that you provide me with a complete and accurate credit report, including all information and data related to my credit history. This includes any accounts, late payments, inquiries, and public records that might be associated with my credit profile. Additionally, please ensure that the information provided is in a clear, understandable format. If any fees are associated with obtaining the credit report, kindly inform me in writing before proceeding with the request. Please note that according to Section 612(a)(1) of the FCRA, the credit report should be provided to me within 30 days of receiving this letter. In case there are any errors or inaccuracies in my credit report, I request that you investigate and correct them as per the FCRA guidelines. It is crucial for my financial well-being that the information in my credit report is accurate and up to date. I appreciate your prompt attention to this matter and look forward to receiving my free credit report at the earliest convenience. If you require any further information or have any questions, please do not hesitate to reach out to me via the contact details provided above. Thank you for your assistance in this matter. Sincerely, [Your Full Name]

[Your Name] [Your Address] [City, State, Zip Code] [Email Address] [Phone Number] [Today's Date] [Credit Reporting Agency Name] [Credit Reporting Agency Address] [City, State, Zip Code] Subject: Request for Free Credit Report Based on Denial of Credit Dear Sir/Madam, I am writing to request a free copy of my credit report based on the denial of credit I recently experienced. As per the Fair Credit Reporting Act (FCRA), I am entitled to receive a free credit report from your agency. I have recently been denied credit, and I would like to review my credit report for any errors or discrepancies that may have contributed to this decision. I have provided the necessary information below, as required by the FCRA: 1. Full Name: [Your Full Name] 2. Date of Birth: [Your Date of Birth] 3. Social Security Number: [Your Social Security Number] 4. Current Address: [Your Current Address] 5. Previous Address (if applicable): [Your Previous Address] 6. Contact Number: [Your Contact Number] 7. Email Address: [Your Email Address] I kindly request that you provide me with a complete and accurate credit report, including all information and data related to my credit history. This includes any accounts, late payments, inquiries, and public records that might be associated with my credit profile. Additionally, please ensure that the information provided is in a clear, understandable format. If any fees are associated with obtaining the credit report, kindly inform me in writing before proceeding with the request. Please note that according to Section 612(a)(1) of the FCRA, the credit report should be provided to me within 30 days of receiving this letter. In case there are any errors or inaccuracies in my credit report, I request that you investigate and correct them as per the FCRA guidelines. It is crucial for my financial well-being that the information in my credit report is accurate and up to date. I appreciate your prompt attention to this matter and look forward to receiving my free credit report at the earliest convenience. If you require any further information or have any questions, please do not hesitate to reach out to me via the contact details provided above. Thank you for your assistance in this matter. Sincerely, [Your Full Name]