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There are only nine title-holding states: Kentucky, Maryland, Michigan, Minnesota, Missouri, Montana, New York, Oklahoma, Wisconsin. In the other 41 states, titles are issued to the lien holder of your vehicle until the loan is fully paid off.
Affidavit (Of Surviving Spouse) Form. This is a New Jersey form and can be use in Motor Vehicle Commission Statewide.
Typically, if you purchase a vehicle from a New Jersey dealer, it will be titled as part of the sales process. If you did not receive a title from a dealer, you must title your vehicle within ten days of purchase or face a penalty fee.
Requesting the Re-Issuance of a Lien Free Title A request to re-issue a title can be made at a motor vehicle agency or through the mail. In either case, the new title will be issued without the lien holder noted.
Fill out the Title Search form (DO-22) ? you will need your driver's license number and the Vehicle Identification Number (VIN). Note: Ensure both pages 1 and 2 are completed. You may either print the form on both sides of a single sheet or print two sheets.
NJMVC requires the following items to remove a lien from a title: Vehicle Title, Vehicle registration, insurance card or declaration page, Bill of Sale, Certified record title search, DO-22 (by mail only, $15), Or, a certified record vehicle registration, DO-11A (can be obtained same day at a full-service agency, $15).
Code § -3.6. Section -3.6 - Form of the Electronic Lien and Titling Program (a) Pursuant to the authority granted under -1et seq. and -3.8, the Chief Administrator may establish an Electronic Lien and Titling Program for the issuance and use of electronic titles.