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The most accepted method for admitted carriers to contribute to the NJPLIGA is by collecting a . 6% premium surcharge from the buyer, which they then pass through directly to the organization.
All standard auto insurance policies issued after January 1, 2023, must provide at least: $25,000 in bodily injury liability per person. $50,000 in bodily injury liability per accident. $25,000 in property damage liability per accident.
New Jersey Property-Liability Insurance Guaranty Association Assessment.
The Fund provides a safety net for policyholders and claimants of insolvent surplus lines companies by providing statutory benefits to insureds and claimants of such insolvent companies. The Fund Act requires all eligible, non-admitted insurers to be members of the Fund.
The New Jersey Property-Liability Insurance Guaranty Association (?Association?) provides a safety net designed to mitigate the effects of loss on claimants and policyholders who, through no fault of their own, find themselves without coverage.
The most accepted method for admitted carriers to contribute to the NJPLIGA is by collecting a . 6% premium surcharge from the buyer, which they then pass through directly to the organization.
The New Jersey Property-Liability Insurance Guaranty Association, or NJ PLIGA, is a safety net that protects policyholders and claimants of insolvent property-casualty insurance companies. All car insurance companies in New Jersey are required by law to be members of this association.
Generally, direct individual or direct group life and health insurance policies as well as individual annuity contracts issued by the guaranty association's member insurers are covered by the association.