New Jersey Sample Letter for Traffic Accident - Refusal to Pay Requested Damages

• Category: Letters - Legal - Accidents
• State: Multi-State
• Control #: US-0352LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. Subject: New Jersey Sample Letter for Traffic Accident — Refusal to Pay Requested Damages Dear [Insurance Company/Claims Adjuster's Name], I hope this letter finds you well. My name is [Your Name], and I am writing to address a pressing matter regarding the recent traffic accident I was involved in on [Date] at [Location], in which your policyholder was the at-fault party. Firstly, I want to express my gratitude for your prompt attention to this incident and the opportunity to share my side of the story. However, it is with great disappointment and frustration that I must inform you that your company's decision to refuse to pay the requested damages is both inconsistent with New Jersey law and overlooking the inherent liability of your policyholder. As you may be aware, New Jersey follows a no-fault insurance system, which means that each party's insurance typically covers their own medical expenses regardless of who is at fault. However, since your policyholder was solely responsible for causing the accident, it is imperative that your company accept liability and provide compensation for the damages I have encountered as a result. The accident in question led to significant consequences for me, both physically and financially. I sustained severe injuries, including but not limited to [describe injuries], resulting in substantial medical expenses and prolonged treatment. Moreover, my vehicle was extensively damaged and requires substantial repair, as determined by an authorized auto repair shop. Regrettably, when I initially reached out to the assigned claims' adjuster, [Claims Adjuster's Name], I was met with a refusal to pay the damages requested. This response was based on the argument that my injuries were not severe enough to warrant such expenses and that the extent of the vehicle damage was disputed. I believe this assertion is not only misinformed but also disregards the objective evidence and relevant supporting documentation I have provided to substantiate my claims. Enclosed with this letter, you will find a comprehensive package containing the following documents: 1. Accident report: This report was filed immediately after the incident and provides an unbiased account of the events, clearly outlining the negligence of your policyholder. 2. Medical records and bills: I have attached all medical records, including diagnoses, treatment plans, and invoices, which explicitly demonstrate the severity of my injuries and the associated expenses incurred. 3. Vehicle repair estimate: An unbiased auto repair shop has meticulously examined my vehicle and determined the cost necessary for restoring it to its pre-accident condition. This estimate is objective and reflects the true extent of the damages. In light of the aforementioned evidence and considering your policyholder's liability, I kindly request that your company reconsiders its position and promptly pays the requested damages caused by the accident. It is crucial to ensure a fair and just resolution to this matter, in accordance with New Jersey's laws and regulations. Failure to provide an equitable settlement within a reasonable timeframe will regrettably leave me no choice but to escalate this matter. In such an event, I will have no choice but to seek legal advice and actively pursue my rights within the New Jersey court system. I sincerely hope that it does not come to that and that we can find a speedy and amicable solution to this dispute. I look forward to your prompt response within [reasonable time frame]. Thank you for your attention and cooperation. Yours faithfully, [Your Name] [Your Address] [City, State, ZIP] [Phone Number] [Email Address]

Subject: New Jersey Sample Letter for Traffic Accident — Refusal to Pay Requested Damages Dear [Insurance Company/Claims Adjuster's Name], I hope this letter finds you well. My name is [Your Name], and I am writing to address a pressing matter regarding the recent traffic accident I was involved in on [Date] at [Location], in which your policyholder was the at-fault party. Firstly, I want to express my gratitude for your prompt attention to this incident and the opportunity to share my side of the story. However, it is with great disappointment and frustration that I must inform you that your company's decision to refuse to pay the requested damages is both inconsistent with New Jersey law and overlooking the inherent liability of your policyholder. As you may be aware, New Jersey follows a no-fault insurance system, which means that each party's insurance typically covers their own medical expenses regardless of who is at fault. However, since your policyholder was solely responsible for causing the accident, it is imperative that your company accept liability and provide compensation for the damages I have encountered as a result. The accident in question led to significant consequences for me, both physically and financially. I sustained severe injuries, including but not limited to [describe injuries], resulting in substantial medical expenses and prolonged treatment. Moreover, my vehicle was extensively damaged and requires substantial repair, as determined by an authorized auto repair shop. Regrettably, when I initially reached out to the assigned claims' adjuster, [Claims Adjuster's Name], I was met with a refusal to pay the damages requested. This response was based on the argument that my injuries were not severe enough to warrant such expenses and that the extent of the vehicle damage was disputed. I believe this assertion is not only misinformed but also disregards the objective evidence and relevant supporting documentation I have provided to substantiate my claims. Enclosed with this letter, you will find a comprehensive package containing the following documents: 1. Accident report: This report was filed immediately after the incident and provides an unbiased account of the events, clearly outlining the negligence of your policyholder. 2. Medical records and bills: I have attached all medical records, including diagnoses, treatment plans, and invoices, which explicitly demonstrate the severity of my injuries and the associated expenses incurred. 3. Vehicle repair estimate: An unbiased auto repair shop has meticulously examined my vehicle and determined the cost necessary for restoring it to its pre-accident condition. This estimate is objective and reflects the true extent of the damages. In light of the aforementioned evidence and considering your policyholder's liability, I kindly request that your company reconsiders its position and promptly pays the requested damages caused by the accident. It is crucial to ensure a fair and just resolution to this matter, in accordance with New Jersey's laws and regulations. Failure to provide an equitable settlement within a reasonable timeframe will regrettably leave me no choice but to escalate this matter. In such an event, I will have no choice but to seek legal advice and actively pursue my rights within the New Jersey court system. I sincerely hope that it does not come to that and that we can find a speedy and amicable solution to this dispute. I look forward to your prompt response within [reasonable time frame]. Thank you for your attention and cooperation. Yours faithfully, [Your Name] [Your Address] [City, State, ZIP] [Phone Number] [Email Address]