Sample Letter for Notice of Charge Account Credit Limit Raise [Your Name] [Your Address] [City, State ZIP Code] [Email Address] [Phone Number] [Date] [Credit Card Company Name] [Credit Card Company Address] [City, State ZIP Code] Subject: Notice of Request for Charge Account Credit Limit Raise Dear [Credit Card Company Name], I hope this letter finds you well. I am writing to request an increase in the credit limit on my charge account [Account Number: ##########]. I have been a loyal and responsible customer with your company for [number of years/months], and I believe that an increase in credit limit would benefit both parties. Over the course of my tenure as a cardholder, I have consistently maintained a good credit history and have never made any late payments. I have always paid off my credit card balance in full or at least a significant portion of it each month. By doing so, I have proven both my ability and commitment to managing credit responsibly. Given my responsible behavior, I believe it is time to raise my credit limit to better reflect my needs and purchasing power. I have recently encountered some necessary expenses, including [mention specific examples of recent expenses], which have caused me to come close to reaching my existing credit limit. By raising my credit limit, I would have more financial flexibility and be better equipped to handle any unexpected or urgent expenditures that may come up in the future. I have thoroughly reviewed the terms and conditions of my credit card agreement and understand the potential risks associated with credit limit increases. However, I assure you that I am fully prepared to handle any additional credit responsibly. I have a stable income as [mention your occupation or source of income], which ensures that I can comfortably manage a higher credit limit without putting myself at financial risk. I kindly request you to review my account and consider granting my request for a credit limit raise to [desired credit limit amount]. Furthermore, I genuinely believe that this increase would greatly benefit both myself and your company. Furthermore, I understand that a decision to raise the credit limit is at the sole discretion of the company, and I sincerely hope you will see my request as a testament to my loyalty and responsible financial behavior. Please feel free to contact me at the provided contact information if you require any additional information or have any further questions regarding my request. I genuinely value my relationship with your company and appreciate your time and consideration. Thank you for your attention to this matter, and I look forward to a positive response at your earliest convenience. Sincerely, [Your Name]