Subject: New Jersey Sample Letter for Divorce — Comprehensive List of Liabilities and Assets Dear [Spouse's Name], I hope this letter finds you well. As we navigate through this challenging time in our lives, I believe it is crucial to maintain open and transparent communication. To ensure fairness and clarity during our divorce proceedings, it is necessary for both of us to compile a comprehensive list of our liabilities and assets. The purpose of this letter is to provide you with a New Jersey sample template that will guide us in documenting our respective financial holdings and responsibilities accurately. It is important to note that while this sample letter should serve as a starting point, it may require customization to cater to our unique financial situation. Our legal advisors can provide further guidance in tailoring this template to best fit our needs. I. Liabilities: 1. Mortgage(s): — Please provide details about any outstanding mortgage(s) on our primary residence or any other properties we jointly own or individually possess. 2. Loans: — Include all loans in either of our names, such as personal, student, or auto loans, indicating the outstanding balance, creditor's name, and account number. 3. Credit Card Debt: — Disclose any credit card debts for both of us, specifying the creditor's name, account number, and the outstanding balance. 4. Taxes: — Document any unpaid federal, state, or local taxes, including income tax, property tax, or any other tax liabilities. 5. Other Debts: — Consolidate any additional liabilities that do not fit into the aforementioned categories, such as outstanding medical bills, business debts, or any other financial obligations. II. Assets: 1. Real Estate: — Provide details of all properties owned jointly or individually, including the address, fair market value, mortgage information, and any rental income generated. 2. Vehicles: — List all vehicles under either of our ownership, outlining the make, model, year, current market value, and any associated car loans. 3. Financial Accounts: — Comprehensively record any joint or individual bank accounts, investment accounts, retirement accounts (401k, IRA, pension plans), and their respective balances. 4. Business Interests: — Specify any ownership interests, partnership stakes, or shares in private businesses, and include relevant financial details. 5. Personal Property: — Enlist significant personal belongings like jewelry, artwork, furniture, electronics, and their estimated values. 6. Other Assets: — Mention any additional assets that are not covered in the previous categories, such as patents, copyrights, royalties, stock options, or valuable collections. Please note that this sample letter primarily outlines the broad categories of liabilities and assets to be considered during the divorce process. However, it is imperative for us to collaborate and consult legal professionals to ensure that all necessary details are properly documented. I believe that striving for fair and transparent communication is in our best interest as we work towards a mutually-agreeable resolution. Kindly review the contents of this letter, and let's discuss any modifications or additions you may require. It is vital that both parties coordinate and provide accurate information to ensure an equitable division of liabilities and assets. Wishing you peace of mind during this challenging period. Sincerely, [Your Name]
New Jersey Sample Letter for Divorce - List of Liabilities and Assets
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