[Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Defendant's Name] [Defendant's Address] [City, State, ZIP Code] Subject: Repayment of Unearned Premiums Dear [Defendant's Name], I hope this letter finds you well. I am writing to you as a representative of [Your Insurance Company Name] regarding the repayment of unearned premiums in accordance with the laws and regulations of the state of New Jersey. As you may be aware, unearned premiums refer to the unused portion of an insurance premium that becomes refundable if the policyholder cancels their policy before the end of the policy term. Our records indicate that you recently canceled your policy with [Your Insurance Company Name], and as a result, you are entitled to receive a refund of the unearned premiums. Please note that according to the New Jersey Department of Banking and Insurance, insurance companies are required to promptly refund any unearned premiums within 30 days of the policy cancellation date. Failure to do so may result in penalties and additional legal consequences. We take this matter seriously and strive to comply with all applicable laws and regulations. To ensure a smooth process, we kindly request that you provide us with the following information: 1. Policy Number: [Policy Number] 2. Policy Cancellation Date: [Cancellation Date] 3. Amount of Unearned Premium: [Amount] Once we receive the above information, we will promptly initiate the refund process. Please allow for a processing time of up to 30 days from the date we receive the required details. We assure you that we will make every effort to expedite this process and provide you with the refund in a timely manner. If you have any questions or need further assistance, please do not hesitate to contact our Customer Service Department at [Customer Service Phone Number] or via email at [Customer Service Email Address]. Our team will be happy to assist you. We appreciate your prompt attention to this matter and value your cooperation in resolving this issue promptly. Thank you for choosing [Your Insurance Company Name], and we look forward to serving you again in the future. Sincerely, [Your Name] [Your Title] [Your Insurance Company Name] Sample Letter to Defendant concerning Repayment of Unearned Premiums (Alternate Version): In New Jersey, there is no specific classification for different types of sample letters to defendants concerning the repayment of unearned premiums. However, the aforementioned letter serves as a comprehensive template applicable to all defendants within the state of New Jersey seeking repayment of unearned premiums. It covers the necessary details and regulatory requirements to ensure compliance with the applicable laws and regulations in the state.