New Jersey Sample Letter for Pension Plan Summary Plan Description
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How to fill out Sample Letter For Pension Plan Summary Plan Description?
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FAQ
Available to members who have 25 years or more of pension membership service credit before reaching age 60 for Tier 1 and Tier 2 members, or before age 62 for Tier 3 and Tier 4 members; or have 30 years or more of pension membership service credit before age 65 for Tier 5 members.
TPAF: K-12 certificated members such as teachers, guidance counselors, child study team, certified school nurses. PERS: Support staff such as custodians, maintenance, bus drivers, secretaries, aides, technology, and others at both K-12 and higher education levels.
If you have ended your New Jersey public employment, are not planning to return, and are not eligible to retire, you may withdraw your pension contributions.
Full-time state employees are enrolled in the Public Employees' Retirement System, with a few exceptions. Visit the Treasury Department's Division of Pensions and Benefits page for more information.
If you terminate covered employment before retire- ment, you may withdraw all your contributions less any outstanding loan or other obligations (plus a small amount of interest for PERS or TPAF members with at least three years of service).
Vesting is granted in the PERS after 10 years of partic- ipation . For example, if you are leaving an educational institution after 10 years of participation, you would be entitled to a Deferred Retirement benefit commencing at age 60 for Tier 1 and Tier 2, age 62 for Tier 3 and Tier 4, or age 65 for Tier 5 .
Generally, you must have at least five years of service credit to be eligible. Second Tier members must have 10 years. Some exceptions apply to the service requirement.
