A debt collector may not shame a consumer into paying their debt by publicizing it.
New Jersey Notice to Debt Collector - Unlawful Publishing of a Debt to Coerce Payment
Category:
State:
Multi-State
Control #:
US-DCPA-31
Format:
Word;
Rich Text
Instant download
Description
Use this form to notify a debt collector they violated the Fair Debt Collection Practices Act (FDCPA). Receiving notice from a consumer makes it more likely a debt collector will comply with the FDCPA. If they don't comply after receiving notice, your notice letter may help prove that their actions were intentional.
Section 806 of the Fair Debt Collection Practices Act says a debt collector may not harass, oppress, or abuse any person in connection with the collection of a debt. This includes:
Publishing a list of consumers who allegedly refuse to pay debts except to a credit reporting agency as permitted by law.
Advertising the sale of any debt to coerce payment.
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