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Protects New Jersey consumers from fraudulent and deceptive business practices. It was enacted to provide compensation to the victims, promote ethical business transactions and day-to-day commerce, and penalize/deter fraudulent behavior from merchants.
Division Initiatives. Angelie's Law. Board Related Information. Laws & Regulations. Email. General AskConsumerAffairs@dca.lps.state.nj.us. Call. Consumer Service Center Hotline (973) 504-6200. Toll free (NJ only) (800) 242-5846. Visit. 124 Halsey Street. At this time, all visitors to DCA offices require an appointment.
Thereafter, the parties can take however long they want to negotiate and come to an agreement as to the Contract terms. However, the flip-side of this is that either party can walk away from the deal during Attorney Review, for any reason and with no questions asked, because there is no binding contract yet.
Holding financial institutions accountable. To help build a fairer New Jersey, DCA protects New Jersey residents from consumer fraud and abuses committed by the biggest financial institutions in the world as well as smaller companies offering novel and fringe financial products.
Enacted in 1981 as a consumer protection measure, TCCWNA prohibits sellers of products and services from including terms in any written consumer contract, warranty, notice or sign that "violate[] any clearly established legal right of a consumer" under New Jersey or federal law.
The term UDAP is an acronym for Unfair Deceptive Acts and Practices. The prohibition of Unfair Deceptive Acts and Practices would be covered by the New Jersey Consumer Fraud Act. The New Jersey Fraud Act provides wide-ranging regulation applying to the sale and attempted sale of products and services.
The New Jersey Consumer Fraud Act The Consumer Fraud Act prohibits merchants, sales people and contractors from using deceptive practices in the sales of goods or services to consumers. The deceptive practice need not be explicit - it can be an omission of information.
New Jersey's New Car Lemon Law protects you when you purchase a new motor vehicle that develops seri- ous warranty defects which the dealer or manufacturer cannot repair. The law covers vehicles during the first two years from the original date of delivery or 24,000 miles - whichever comes first.