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New Jersey law requires that all New Jersey employers, not covered by Federal programs, have Workers' Compensation coverage or be approved for self-insurance.
NJ Workers' Compensation Law The State of New Jersey passed its workers' compensation law in 1911, making coverage mandatory for all employers. Workers' compensation insurance gives benefits to your employees for work-related injuries or illnesses. This coverage is also known as workers' comp or workman's comp.
Within 26 weeks after the worker has reached maximum medical improvement or has returned to work, the insurance carrier or TPA must electronically file a second report, called a Subsequent Report of Injury, with the state.
New Jersey does not publish a workers' compensation fee schedule. In addition to our guides and sample policies we provide ongoing compliance and billing support for members. CPT codes are copyright 1995-2023 American Medical Association.
BENEFIT CHANGES Effective January 1, 2023, the maximum weekly benefit with respect to all types of injuries, except permanent partial disabilities, will be changed from $1,065 to $1,099. The minimum weekly benefit will be changed from $284 to $293.
When Does Workers' Compensation in New Jersey Start? There's a seven-day waiting period before workers' comp benefits begin. If your injured worker can't return to work within that period, they can start getting temporary disability benefits.
There is two-year statute of limitations that applies to Workers' Compensation cases. A formal claim petition must be filed within two years of the date of injury or the date of last payment of compensation, whichever is later. Medical treatment authorized by the employer is considered a payment of compensation.
Workers' compensation benefits provide income protection, not job protection, and an employer can legally fire an employee who is out on disability. There are situations, however, where an employee may have legal grounds to file a lawsuit against their employer for wrongful termination.