Sample Letter for Requesting Free Credit Report in New Mexico Allowed by Federal Law [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Credit Reporting Agency Name] [Address] [City, State, ZIP Code] Subject: Request for Free Credit Report under the Fair Credit Reporting Act (FCRA) Dear Sir/Madam, I am writing to request a free copy of my credit report, as allowed by the Federal Law — Fair Credit Reporting Act (FCRA) and its amendment, the Fair and Accurate Credit Transactions Act (FACT). I understand that under these laws, I am entitled to receive one free credit report annually from each of the nationwide credit reporting agencies. As a resident of New Mexico, I kindly request that you provide me with my credit report as per the provisions outlined by the FCRA. Please find the relevant information required to process my request enclosed with this letter: 1. Full Name: [Your Full Name] 2. Date of Birth: [Your Date of Birth] 3. Social Security Number: [Your SSN] 4. Current Address: [Your Current Address] Please ensure that the enclosed information is used solely for the purpose of providing me with my free credit report. I understand that it is essential to validate my identity to protect against any unauthorized access to my personal information, and I appreciate your cooperation in this matter. In accordance with the FCRA, I kindly request that you provide the credit report within the statutory time frame of 30 days from receipt of this letter. If there are any factors that may cause a delay in processing my request, please notify me promptly. I also request that my credit report be provided in a format that is easily readable and understandable. If there are any charges associated with acquiring the credit report in a different format, please inform me in advance. I would like to emphasize that this request is being made under Federal Law and that any failure to comply with the provisions outlined in the FCRA may result in legal consequences. Lastly, I kindly request that you provide a letter of confirmation upon receiving and processing my request. This acknowledgement should include the date of my request, the scheduled date of the report's delivery, and any additional information that may be relevant. Thank you for your attention to this matter. I look forward to receiving my free credit report as soon as possible. Please do not hesitate to contact me if any additional information is required. Sincerely, [Your Full Name]