Dear [Landlord's Name], I hope this letter finds you well. I am writing to request your cooperation in including you as an additional insured party on my tenant's liability insurance policy. As we both know, it is crucial to ensure that all parties involved have adequate protection against potential losses or damages. New Mexico state law requires tenants to carry liability insurance to cover any unintentional damages or injuries that may occur on the rental property. To comply with this requirement, I have obtained a comprehensive liability insurance policy that safeguards both my personal belongings and offers protection against any liability claims. This includes coverage for personal injury, property damage, and legal expenses resulting from accidents that may arise on the premises. Including you as an additional insured party under my policy will provide an added layer of protection for both of us. As an additional insured party, you will be entitled to certain rights and benefits as outlined in the policy. This includes potential coverage for damages caused by the tenant, his/her guests, or subtenants, reducing your potential liability and financial burden in case of an unfortunate incident. By being named as an additional insured on my policy, you will also receive direct insurance communication and be notified in the event of any policy changes, cancellations, or claims. This level of transparency ensures that you remain informed and can actively participate in the protection of the rental property. To proceed with this request, I kindly ask you to provide me with the necessary details you would like to be listed on the insurance policy. These details typically include your full name, mailing address, and contact information. Moreover, I urge you to review the terms and conditions of your lease agreement as it may include specific requirements for additional insured parties. Please note that adding you as an additional insured party may have certain implications on the policy premium. As a result, I would like to discuss the possibility of sharing the associated costs. I am more than willing to cover the additional expenses if required, but I kindly request your understanding and cooperation in this matter. I recommend that we discuss this request further to ensure we meet all legal obligations and align our expectations regarding liability coverage. Furthermore, I can be reached at [Your Phone Number] or [Your Email Address] to arrange a convenient time for us to talk. Thank you for considering this request. I believe that having all parties adequately insured is not only legally mandated but also serves as a proactive measure to protect our respective interests. I look forward to hearing from you soon and discussing this further. Sincerely, [Your Name] Optional variations of New Mexico Sample Letter for Request to Include Landlord in Tenant's Liability Insurance: 1. New Mexico Sample Letter for Request to Share Landlord's Liability Insurance Coverage: This letter is for tenants who want to discuss the possibility of sharing the landlord's liability insurance coverage instead of obtaining a separate policy. It addresses the need for coverage and emphasizes the benefits of collaborating on insurance protection. 2. New Mexico Sample Letter for Request to Review Existing Liability Insurance Coverage: This letter is for tenants who wish to request their landlord's review of the existing liability insurance coverage. It provides an opportunity to assess the adequacy of the current coverage and encourages collaborative efforts to ensure comprehensive protection for all parties involved. 3. New Mexico Sample Letter for Request to Include Landlord in Tenant's Renter's Insurance Policy: This letter is specifically tailored for tenants who have obtained renter's insurance and want to include their landlord as an additional insured party. It emphasizes how both parties benefit from shared insurance coverages, offering legal and financial protection against unexpected incidents.