New Mexico Sample Letter to Debt Collector Re Fair Debt Collection and Practices Act

• Category: Letters - Legal - Collections
• State: Multi-State
• Control #: US-0493LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. Subject: New Mexico Sample Letter to Debt Collector Re Fair Debt Collection and Practices Act Dear [Debt Collector's Name], I am writing to you in regard to an alleged debt that I have been informed I owe. As a resident of New Mexico, I am aware of my rights under the Fair Debt Collection Practices Act (FD CPA), which protects consumers from unfair debt collection practices. This letter serves as a formal request in concordance with the FD CPA to provide necessary documentation and to cease any further communication regarding this debt until the proper verification is obtained. Under Section 809(b) of the FD CPA, I am entitled to request validation of the debt and acquire specific information to ensure its accuracy and legitimacy. Therefore, I kindly request that you provide the following details within thirty (30) days of receiving this letter: 1. The name and address of the original creditor, along with the original account number associated with the debt. 2. A detailed account of the debt, including the original amount owed, any interest or fees added to the balance, the current balance, and a breakdown of the charges. 3. Copies of any agreements or contracts that establish my obligation to pay this alleged debt. 4. Proof of your authority to collect this debt on behalf of the original creditor. 5. Verification of your license and registration to operate as a debt collection agency within the state of New Mexico. Please note that until you fulfill this request for validation, you are prohibited from engaging in any further debt collection activities as per Section 809(b) of the FD CPA. This includes contacting me directly, reporting the debt to credit reporting agencies, or pursuing any legal actions against me. Nevertheless, I must also remind you that any failure to comply with my request will be deemed a violation of the FD CPA. In such cases, I will not hesitate to seek legal remedies, which may include but are not limited to filing complaints with the New Mexico Attorney General's Office and the Federal Trade Commission. Finally, I insist that all future communication should be in writing, adhering to the provisions of the FD CPA. Phone calls or any form of harassment or intimidation will be considered as a violation of the law. Thank you for your immediate attention to this matter. I trust that you will act in accordance with the law and provide the required information within the designated time frame. Failure to respond appropriately will leave me no choice but to take further legal action to protect my rights. Sincerely, [Your Name] [Your Address] [City, State, ZIP Code] [Date]

Subject: New Mexico Sample Letter to Debt Collector Re Fair Debt Collection and Practices Act Dear [Debt Collector's Name], I am writing to you in regard to an alleged debt that I have been informed I owe. As a resident of New Mexico, I am aware of my rights under the Fair Debt Collection Practices Act (FD CPA), which protects consumers from unfair debt collection practices. This letter serves as a formal request in concordance with the FD CPA to provide necessary documentation and to cease any further communication regarding this debt until the proper verification is obtained. Under Section 809(b) of the FD CPA, I am entitled to request validation of the debt and acquire specific information to ensure its accuracy and legitimacy. Therefore, I kindly request that you provide the following details within thirty (30) days of receiving this letter: 1. The name and address of the original creditor, along with the original account number associated with the debt. 2. A detailed account of the debt, including the original amount owed, any interest or fees added to the balance, the current balance, and a breakdown of the charges. 3. Copies of any agreements or contracts that establish my obligation to pay this alleged debt. 4. Proof of your authority to collect this debt on behalf of the original creditor. 5. Verification of your license and registration to operate as a debt collection agency within the state of New Mexico. Please note that until you fulfill this request for validation, you are prohibited from engaging in any further debt collection activities as per Section 809(b) of the FD CPA. This includes contacting me directly, reporting the debt to credit reporting agencies, or pursuing any legal actions against me. Nevertheless, I must also remind you that any failure to comply with my request will be deemed a violation of the FD CPA. In such cases, I will not hesitate to seek legal remedies, which may include but are not limited to filing complaints with the New Mexico Attorney General's Office and the Federal Trade Commission. Finally, I insist that all future communication should be in writing, adhering to the provisions of the FD CPA. Phone calls or any form of harassment or intimidation will be considered as a violation of the law. Thank you for your immediate attention to this matter. I trust that you will act in accordance with the law and provide the required information within the designated time frame. Failure to respond appropriately will leave me no choice but to take further legal action to protect my rights. Sincerely, [Your Name] [Your Address] [City, State, ZIP Code] [Date]