This form is a sample letter in Word format covering the subject matter of the title of the form.
Subject: Request for Verification of Debt and Cease Foreclosure — Urgent Matter [Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] [Foreclosure Attorney's Name] [Law Firm's Name] [Address] [City, State, ZIP] Re: Verification of Debt and Request to Cease Foreclosure Proceedings on [Property Address] Dear [Foreclosure Attorney's Name], I hope this letter finds you well. I am writing to you as the homeowner of the above-mentioned property, which is currently facing foreclosure proceedings. I kindly request your immediate attention and verification of the debt in question, as well as an immediate halt to any ongoing foreclosure actions. Having recently received notices and letters regarding the foreclosure, I believe it is crucial to ensure that all required legal procedures and documentation have been accurately and lawfully executed. In light of this, I am seeking your assistance in verifying the legitimacy of the debt claimed against me and halting any further foreclosure proceedings until this crucial verification process is completed. As a responsible homeowner, I am fully committed to addressing my financial obligations. However, it is equally important to ensure that the foreclosure proceedings adhere to all applicable laws and regulations, protecting the rights of all parties involved. Proper verification of the debt is crucial in this process, as it ensures the accuracy and legitimacy of the claimed amount. Therefore, I kindly request that you provide the following documentation for review within [insert a reasonable timeframe, such as 15 days]: 1. Verification of Debt: Please provide detailed information regarding the origination of the debt, including the original creditor's name, the date of the debt's creation, and any subsequent assignments or transfers of the debt. Additionally, please include a complete payment history, sum of unpaid principal balance, interest rates, and any applicable fees or charges. 2. Validation of Loan Documents: Please provide all loan documents that establish the validity and enforceability of the mortgage or deed of trust, including the promissory note and the mortgage agreement. 3. Chain of Title Documents: Kindly provide all relevant documents outlining the chain of title, demonstrating that the foreclosing party has lawful authority to initiate foreclosure proceedings against my property. Upon receipt of the requested documentation, I will promptly review it with my legal counsel to ensure compliance with all necessary requirements. Until this verification process is completed, I understand that all foreclosure proceedings must cease as required by law. I kindly request that you acknowledge the receipt of this letter within five days, providing me with a tentative timeline for delivering the requested documents. Additionally, any communication or updates regarding the foreclosure proceedings should be directed to me in writing. I trust that you understand the importance of proper verification and your role in assuring a fair and legal resolution to this matter. I hope we can resolve this situation cooperatively and in a timely manner, ensuring that the rights of all parties involved are respected. Thank you for your attention to this urgent matter. I look forward to receiving your response soon. Sincerely, [Your Name]
Subject: Request for Verification of Debt and Cease Foreclosure — Urgent Matter [Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] [Foreclosure Attorney's Name] [Law Firm's Name] [Address] [City, State, ZIP] Re: Verification of Debt and Request to Cease Foreclosure Proceedings on [Property Address] Dear [Foreclosure Attorney's Name], I hope this letter finds you well. I am writing to you as the homeowner of the above-mentioned property, which is currently facing foreclosure proceedings. I kindly request your immediate attention and verification of the debt in question, as well as an immediate halt to any ongoing foreclosure actions. Having recently received notices and letters regarding the foreclosure, I believe it is crucial to ensure that all required legal procedures and documentation have been accurately and lawfully executed. In light of this, I am seeking your assistance in verifying the legitimacy of the debt claimed against me and halting any further foreclosure proceedings until this crucial verification process is completed. As a responsible homeowner, I am fully committed to addressing my financial obligations. However, it is equally important to ensure that the foreclosure proceedings adhere to all applicable laws and regulations, protecting the rights of all parties involved. Proper verification of the debt is crucial in this process, as it ensures the accuracy and legitimacy of the claimed amount. Therefore, I kindly request that you provide the following documentation for review within [insert a reasonable timeframe, such as 15 days]: 1. Verification of Debt: Please provide detailed information regarding the origination of the debt, including the original creditor's name, the date of the debt's creation, and any subsequent assignments or transfers of the debt. Additionally, please include a complete payment history, sum of unpaid principal balance, interest rates, and any applicable fees or charges. 2. Validation of Loan Documents: Please provide all loan documents that establish the validity and enforceability of the mortgage or deed of trust, including the promissory note and the mortgage agreement. 3. Chain of Title Documents: Kindly provide all relevant documents outlining the chain of title, demonstrating that the foreclosing party has lawful authority to initiate foreclosure proceedings against my property. Upon receipt of the requested documentation, I will promptly review it with my legal counsel to ensure compliance with all necessary requirements. Until this verification process is completed, I understand that all foreclosure proceedings must cease as required by law. I kindly request that you acknowledge the receipt of this letter within five days, providing me with a tentative timeline for delivering the requested documents. Additionally, any communication or updates regarding the foreclosure proceedings should be directed to me in writing. I trust that you understand the importance of proper verification and your role in assuring a fair and legal resolution to this matter. I hope we can resolve this situation cooperatively and in a timely manner, ensuring that the rights of all parties involved are respected. Thank you for your attention to this urgent matter. I look forward to receiving your response soon. Sincerely, [Your Name]