New Mexico Sample Letter to Equifax Requesting Free Copy of Your Credit Report based on Denial of Credit

• Category: Letters - Legal - Credit
• State: Multi-State
• Control #: US-0527LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. Subject: Requesting a Free Copy of Your Credit Report after Credit Denial — New Mexico Sample Letter to Equifax [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] Equifax Information Services LLC P.O. Box 740241 Atlanta, GA 30374 Subject: Request for Free Copy of Credit Report based on Credit Denial Dear Equifax, I hope this letter finds you well. I am writing to request a free copy of my credit report from Equifax, as I recently experienced a credit denial. I have enclosed the necessary information and documentation to help you process my request promptly. As a resident of New Mexico, I understand that I am entitled to a free copy of my credit report once a year, as per the Fair Credit Reporting Act (FCRA). I believe this request falls under the circumstance of credit denial, as I received a notice of denial from [creditor's name], dated [date of denial]. To assist you in securing my credit report accurately, I have provided the following details: 1. Full Name: [Your Name] 2. Social Security Number: [Your SSN] 3. Date of Birth: [Your Date of Birth] 4. Current Address: [Your Current Address] 5. Previous Address (if applicable): [Your Previous Address] 6. Any additional names used in the past: [List any other names you have used, such as maiden name or aliases] Please find enclosed the necessary proof of identification, as well as a copy of the official denial notice from [creditor's name]. Additionally, I have attached copies of two documents that verify my current address, such as a utility bill or a bank statement. Further, I kindly request Equifax to provide me with a detailed explanation of the reasons for the credit denial. As per the FCRA, I have the right to be informed about the factors that contributed to the adverse action taken on my application. I request that the credit report be mailed to the following address: [Your Address] [City, State, ZIP Code] Considering the importance of this matter, I kindly ask Equifax to process this request as swiftly as possible and provide confirmation of when the credit report will be sent. Please respond to this request in writing, and if there are any further documents or information required from my end, do not hesitate to contact me. Thank you for your attention to this matter. I look forward to receiving my credit report and the associated explanation of the credit denial. Sincerely, [Your Name]

Subject: Requesting a Free Copy of Your Credit Report after Credit Denial — New Mexico Sample Letter to Equifax [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] Equifax Information Services LLC P.O. Box 740241 Atlanta, GA 30374 Subject: Request for Free Copy of Credit Report based on Credit Denial Dear Equifax, I hope this letter finds you well. I am writing to request a free copy of my credit report from Equifax, as I recently experienced a credit denial. I have enclosed the necessary information and documentation to help you process my request promptly. As a resident of New Mexico, I understand that I am entitled to a free copy of my credit report once a year, as per the Fair Credit Reporting Act (FCRA). I believe this request falls under the circumstance of credit denial, as I received a notice of denial from [creditor's name], dated [date of denial]. To assist you in securing my credit report accurately, I have provided the following details: 1. Full Name: [Your Name] 2. Social Security Number: [Your SSN] 3. Date of Birth: [Your Date of Birth] 4. Current Address: [Your Current Address] 5. Previous Address (if applicable): [Your Previous Address] 6. Any additional names used in the past: [List any other names you have used, such as maiden name or aliases] Please find enclosed the necessary proof of identification, as well as a copy of the official denial notice from [creditor's name]. Additionally, I have attached copies of two documents that verify my current address, such as a utility bill or a bank statement. Further, I kindly request Equifax to provide me with a detailed explanation of the reasons for the credit denial. As per the FCRA, I have the right to be informed about the factors that contributed to the adverse action taken on my application. I request that the credit report be mailed to the following address: [Your Address] [City, State, ZIP Code] Considering the importance of this matter, I kindly ask Equifax to process this request as swiftly as possible and provide confirmation of when the credit report will be sent. Please respond to this request in writing, and if there are any further documents or information required from my end, do not hesitate to contact me. Thank you for your attention to this matter. I look forward to receiving my credit report and the associated explanation of the credit denial. Sincerely, [Your Name]