New Mexico Sample Letter to Trans Union Requesting Free Copy of Your Credit Report based on Denial of Credit

• Category: Letters - Legal - Credit
• State: Multi-State
• Control #: US-0529LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. Subject: Request for a Free Copy of Credit Report due to Credit Denial — New Mexico Dear Trans Union, I am writing to request a free copy of my credit report, as I have recently been denied credit and would like to review the information contained within it. As a resident of New Mexico, I am entitled to obtain a free credit report in compliance with the Fair Credit Reporting Act (FCRA) and the laws of our state. I have received a notice stating that my credit application has been rejected based on information found in my credit report. Therefore, I am exercising my right under the FCRA to receive a copy of the report which was used in making such an adverse decision. Please provide me with the following information in the credit report: 1. Personal Information: Full name, current and previous addresses, Social Security number, date of birth, and any other information that may be connected to my credit history. 2. Account Information: Complete details regarding any accounts open in my name, including the type of account, the account numbers, current balances, credit limits, payment history, and status of each account. 3. Public Records: Any bankruptcies, tax liens, judgments, or other public records associated with my credit history. 4. Credit Inquiries: A list of inquiries made by any creditors or lenders in the past 24 months, indicating the names of the inquiry sources and the purpose of the inquiries. 5. Collection Accounts: Any accounts that have been assigned to a collections' agency, including the names and contact information of the collection agencies. I kindly request that you provide the credit report within the required timeframe of 30 days as specified by the FCRA. If there are any charges associated with providing the report, please notify me in advance. However, I understand that New Mexico law entitles me to a free copy, even if I have previously obtained one within the past year. For your convenience, I have attached a photocopy of my driver's license and a recent utility bill as proof of identity and New Mexico residency. If you require any further documentation or information, please let me know. I appreciate your prompt attention to this matter and look forward to receiving my credit report as soon as possible. Please send the report to the following address: [Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] Thank you for your assistance. Sincerely, [Your Name]

Subject: Request for a Free Copy of Credit Report due to Credit Denial — New Mexico Dear Trans Union, I am writing to request a free copy of my credit report, as I have recently been denied credit and would like to review the information contained within it. As a resident of New Mexico, I am entitled to obtain a free credit report in compliance with the Fair Credit Reporting Act (FCRA) and the laws of our state. I have received a notice stating that my credit application has been rejected based on information found in my credit report. Therefore, I am exercising my right under the FCRA to receive a copy of the report which was used in making such an adverse decision. Please provide me with the following information in the credit report: 1. Personal Information: Full name, current and previous addresses, Social Security number, date of birth, and any other information that may be connected to my credit history. 2. Account Information: Complete details regarding any accounts open in my name, including the type of account, the account numbers, current balances, credit limits, payment history, and status of each account. 3. Public Records: Any bankruptcies, tax liens, judgments, or other public records associated with my credit history. 4. Credit Inquiries: A list of inquiries made by any creditors or lenders in the past 24 months, indicating the names of the inquiry sources and the purpose of the inquiries. 5. Collection Accounts: Any accounts that have been assigned to a collections' agency, including the names and contact information of the collection agencies. I kindly request that you provide the credit report within the required timeframe of 30 days as specified by the FCRA. If there are any charges associated with providing the report, please notify me in advance. However, I understand that New Mexico law entitles me to a free copy, even if I have previously obtained one within the past year. For your convenience, I have attached a photocopy of my driver's license and a recent utility bill as proof of identity and New Mexico residency. If you require any further documentation or information, please let me know. I appreciate your prompt attention to this matter and look forward to receiving my credit report as soon as possible. Please send the report to the following address: [Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] Thank you for your assistance. Sincerely, [Your Name]