New Mexico Sample Letter for Notice Under Fair Debt Collection Act

• Category: Letters - Legal - Collections
• State: Multi-State
• Control #: US-0737LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. [Your Name] [Your Address] [City, State, ZIP] [Date] [Debt Collection Agency Name] [Agency Address] [City, State, ZIP] Subject: Notice Under Fair Debt Collection Practices Act Dear [Debt Collection Agency Name], I am writing this letter in response to the recent communication I received from your agency regarding a debt that you claim I owe. I am aware of my rights under the Fair Debt Collection Practices Act (FD CPA), and I am exercising my rights by notifying you of my dispute. In accordance with the provisions of the FD CPA, I request that you provide me with detailed validation of the alleged debt you are attempting to collect. The FD CPA, under Section 809, gives consumers the right to request validation of a debt within 30 days of receiving an initial communication from a debt collection agency. I am requesting the following information to confirm the validity of the debt: 1. The original creditor's name and contact information. 2. The amount of the alleged debt, including a detailed breakdown of all charges, fees, and interest. 3. Documentation providing evidence that I am responsible for the debt, such as a signed agreement or contract. 4. Proof that your agency is licensed to collect debts in the state of New Mexico. Additionally, I request that you cease all communication regarding this debt until I receive the requested validation. According to the FD CPA, once you receive a written request for validation, you must cease collection activities until the requested information is provided. I would like to remind you that any attempts to collect on this debt without first validating it will be seen as a violation of the FD CPA. Should you fail to comply with my request, I will have no choice but to report your agency's noncompliance to the Federal Trade Commission, the Consumer Financial Protection Bureau, and the New Mexico Attorney General's Office. Please send the requested validation of the debt to the address listed at the beginning of this letter. Your prompt attention to this matter is appreciated. Should you have any questions or need further clarification, I can be reached at [Your Phone Number] or [Your Email Address]. Thank you for your cooperation. Sincerely, [Your Name]

[Your Name] [Your Address] [City, State, ZIP] [Date] [Debt Collection Agency Name] [Agency Address] [City, State, ZIP] Subject: Notice Under Fair Debt Collection Practices Act Dear [Debt Collection Agency Name], I am writing this letter in response to the recent communication I received from your agency regarding a debt that you claim I owe. I am aware of my rights under the Fair Debt Collection Practices Act (FD CPA), and I am exercising my rights by notifying you of my dispute. In accordance with the provisions of the FD CPA, I request that you provide me with detailed validation of the alleged debt you are attempting to collect. The FD CPA, under Section 809, gives consumers the right to request validation of a debt within 30 days of receiving an initial communication from a debt collection agency. I am requesting the following information to confirm the validity of the debt: 1. The original creditor's name and contact information. 2. The amount of the alleged debt, including a detailed breakdown of all charges, fees, and interest. 3. Documentation providing evidence that I am responsible for the debt, such as a signed agreement or contract. 4. Proof that your agency is licensed to collect debts in the state of New Mexico. Additionally, I request that you cease all communication regarding this debt until I receive the requested validation. According to the FD CPA, once you receive a written request for validation, you must cease collection activities until the requested information is provided. I would like to remind you that any attempts to collect on this debt without first validating it will be seen as a violation of the FD CPA. Should you fail to comply with my request, I will have no choice but to report your agency's noncompliance to the Federal Trade Commission, the Consumer Financial Protection Bureau, and the New Mexico Attorney General's Office. Please send the requested validation of the debt to the address listed at the beginning of this letter. Your prompt attention to this matter is appreciated. Should you have any questions or need further clarification, I can be reached at [Your Phone Number] or [Your Email Address]. Thank you for your cooperation. Sincerely, [Your Name]