The New Mexico Introductory COBRA Letter serves as a comprehensive communication tool to inform employees about their rights and responsibilities regarding COBRA (the Consolidated Omnibus Budget Reconciliation Act). This letter is typically sent by employers, specifically to those who have recently become eligible for COBRA benefits due to certain qualifying events. The purpose of the New Mexico Introductory COBRA Letter is to explain the continuation coverage available to employees, their spouses, and dependents, ensuring they can maintain their health insurance coverage even after a qualifying event like job loss, reduction in work hours, or other circumstances. This letter outlines the basic information that individuals need to know, including key dates, premiums, and how to enroll in COBRA coverage. Relevant keywords: 1. New Mexico COBRA letter 2. COBRA continuation coverage 3. COBRA benefits 4. Qualifying events 5. Eligibility for COBRA 6. Health insurance coverage 7. Employee rights and responsibilities 8. COBRA premiums 9. Qualifying life events 10. Job loss 11. Reduction in work hours 12. Enrolling in COBRA coverage Types of New Mexico Introductory COBRA Letters: 1. New Mexico COBRA Letter for Job Termination: This specific letter is sent to employees who have been terminated from their jobs, providing them with information on how to continue their health insurance coverage through COBRA. 2. New Mexico COBRA Letter for Reduction in Work Hours: This letter is sent to employees who have experienced a reduction in work hours, making them eligible for COBRA coverage. It details the steps they need to take to enroll in continuation coverage. 3. New Mexico COBRA Letter for Other Qualifying Events: This type of letter is sent to employees who have experienced other qualifying events, such as divorce, legal separation, or the death of the covered employee. It informs them about their COBRA rights and the options available to them.