New Mexico Creditors Holding Secured Claims — Schedule — - Form 6D - Post 2005 is a legal document that plays a crucial role in bankruptcy cases. This form specifically deals with creditors who hold secured claims against the debtor's assets in the state of New Mexico. By providing important details about each creditor and their claims, this schedule ensures transparency and fair distribution of assets. In New Mexico, there are several types of creditors who may file a Schedule D form post-2005. These include but are not limited to: 1. Mortgage Lenders and Holders: This category encompasses financial institutions or individuals who hold mortgage liens on the debtor's property. They have a secured claim against the property until their debt is fully repaid. 2. Auto Loan Lenders: Creditors who have provided loans for vehicle purchases and have a security interest in the debtor's car fall under this category. They hold a secured claim on the vehicle until the loan is satisfied. 3. Financiers and Equipment Lessors: These creditors extend financing or lease equipment to individuals or businesses. They retain a secured claim on the equipment until the debtor fulfills their financial obligations. 4. Secured Credit Card Companies: Companies that issue secured credit cards, which require collateral from the debtor, are included in this category. They hold a secured claim against the collateral provided until the debt is discharged. 5. Pawnshops: Pawnshops that hold assets, such as jewelry or electronics, as collateral in exchange for a loan, are considered creditors with secured claims. They retain possession of the collateral unless the debtor pays back the loan and associated interest. 6. Mechanics and Repair Shops: If a debtor fails to settle their repair bills for a vehicle or property, the mechanic or repair shop can file a Schedule D form to reflect their secured claim against the asset repaired until the debt is paid. 7. Other Secured Creditors: This category includes any other creditors who hold secured claims against specific assets or property of the debtor. In summary, the New Mexico Creditors Holding Secured Claims — Schedule — - Form 6D - Post 2005 is a critical document in bankruptcy cases. It lists various types of creditors who hold secured claims against the debtor's assets, such as mortgage lenders, auto loan lenders, equipment lessors, secured credit card companies, pawnshops, mechanics, and repair shops, among others. This schedule ensures that all parties involved have a clear understanding of the secured claims and assists in the fair distribution of assets during bankruptcy proceedings.