New York Judgment by Default/Rule 7055 — Cor— - If Debtor is the Defendant, DO NOT use. Is a type of judgment issued by a New York court when a debtor fails to appear in court or otherwise respond to the claims of a creditor. The creditor can file a motion for a default judgment if the debtor does not appear or respond within the time period specified by law. The court will then issue a default judgment against the debtor, ordering them to pay the creditor the amount specified in the complaint. The judgment will be entered on the court's record, allowing the creditor to pursue collection of the debt through other means such as placing a lien on property or garnishing wages. There are two types of default judgments in New York: a Rule 7055 default judgment and a Judgment by Default. A Rule 7055 default judgment is a judgment issued when a debtor does not appear or respond to a complaint within the time period specified by law. A Judgment by Default, on the other hand, is a judgment issued when the debtor appears in court but fails to adequately defend themselves.