New York Oral Answer Action for Money Only is a type of legal action in the state of New York that allows a creditor or plaintiff to recover money from a defendant. This action typically applies when a defendant has failed to respond to a summons and complaint, or has otherwise defaulted. It is also referred to as a default judgment. There are two main types of New York Oral Answer Action for Money Only: an uncontested action and a contested action. An uncontested action is when a defendant does not participate in the case, and a default judgment is granted in favor of the plaintiff. A contested action is when a defendant appears at the hearing and the court hears arguments from both sides before deciding whether to grant the plaintiff’s request for a judgment. In both cases, a judgment may be entered in favor of the plaintiff, but only if the plaintiff is able to prove that it is owed the money. In New York, the court may also enter a money judgment against a defendant if the defendant is found to have acted in bad faith or fraudulently. This is referred to as an equitable money judgment.