New York Self-Insured Employers providing Disability and/or Paid Family Leave Benefits offering a shorter waiting period or a longer duration than statute requires (Application and Agreement) can be divided into two categories: private sector employers and government entities. Private sector employers are businesses or organizations that are not owned or operated by the government. These employers can voluntarily offer Disability and/or Paid Family Leave Benefits with a shorter waiting period and/or longer duration than what the state requires. This is accomplished by submitting an Application and Agreement to the New York State Department of Financial Services. The application must include the employer's name, address, description of the benefit offered, and any applicable waiting period or duration. Government entities are organizations or agencies owned and operated by the government. These entities can also voluntarily offer Disability and/or Paid Family Leave Benefits with a shorter waiting period and/or longer duration than what the state requires. However, they must submit an Application and Agreement to the New York State Workers’ Compensation Board, rather than the Department of Financial Services. The application must include the employer's name, address, description of the benefit offered, and any applicable waiting period or duration. In both cases, New York Self-Insured Employers providing Disability and/or Paid Family Leave Benefits offering a shorter waiting period or a longer duration than statute requires must be approved by the applicable state agency before they can be offered to employees.