The New York Additional Notice of Consumer Credit Action is a document that provides a consumer with the information they need to know when a creditor has reported information about them to credit bureaus. This document is required to be sent to any consumer in New York State who has an action taken against them by a creditor, such as a judgment, lien, or repossession. It will include the creditor's name, the date of the action, and a brief explanation of the action taken. It will also provide information about the consumer's right to dispute the information and receive a free copy of their credit report. There are two types of New York Additional Notice of Consumer Credit Action: a Notice of Consumer Credit Action and a Notice of Consumer Credit Action with a Statement of Rights. The Notice of Consumer Credit Action includes the creditor's name, the date of the action, and a brief explanation of the action taken, while the Notice of Consumer Credit Action with a Statement of Rights includes a statement of the consumer's rights under the Fair Credit Reporting Act.