New York Demand POU Enfomasyon sou Dose London (NY DFS) is a filing system that is used by the New York State Department of Financial Services (DFS) to track and monitor insurance regulations. The filing system is used to ensure that insurers are meeting all applicable laws, rules, and regulations, and to protect consumers from under-insured or fraudulent insurance policies. There are two types of NY DFS filings: Annual Statements and Product Filings. Annual Statements are required to be filed annually by all insurers doing business in the state of New York, and must include financial information and a description of the insurer’s business. Product Filings must be filed for each new or modified insurance product a company offers in the state of New York, and must include a description of the product's features, benefits, and exclusions.