The New York Non-Imputation Affidavit is a type of document used in the state of New York to protect the interests of the creditor and the debtor in a loan transaction. It is used to document the fact that the creditor has not imputed any fault to the debtor in regard to the loan transaction. It also protects the debtor from any potential legal action from the creditor. There are two types of New York Non-Imputation Affidavit: an unconditional non-imputation affidavit, and a conditional non-imputation affidavit. An unconditional non-imputation affidavit is used when the creditor has not imputed any fault to the debtor and has accepted the loan as is. A conditional non-imputation affidavit is used when the creditor has imputed some fault to the debtor, but is willing to accept the loan with certain conditions. The New York Non-Imputation Affidavit must be signed by both the creditor and the debtor and must be filed with the New York State Department of Financial Services. It is a legally binding document and provides both parties with legal protection in the event of a dispute.