A New York Affidavit of Defense or Admission and Waiver of Appearance is a legal document in which a defendant, usually in a debt collection lawsuit, admits to owing money to the plaintiff and waives their right to appear in court. This document allows the defendant to settle the lawsuit without making an appearance in court. There are two types of New York Affidavit of Defense or Admission and Waiver of Appearance: an Affidavit of Defense and an Admission and Waiver of Appearance. The Affidavit of Defense is a sworn statement by the defendant that denies any liability for the debt and puts forward any defenses they may have. The Admission and Waiver of Appearance is a statement by the defendant that admits liability for the debt and waives their right to appear in court. Both documents must be notarized and filed with the court. Once filed, the case will be dismissed and the defendant will be responsible for paying the debt. However, if the defendant fails to pay, the court can issue a judgment against them.