New York How to File a Request for Judicial Intervention, Foreclosure Action Only, is the process used by homeowners to file for foreclosure protection under New York State law. This process allows the homeowner to request that a judge review the foreclosure action against them and, if necessary, order the lender to modify the terms of the existing loan. The process consists of two steps: filing a Request for Judicial Intervention (RJ) and filing a Foreclosure Action. Step 1: Filing a Request for Judicial Intervention (RJ) To begin the process, the homeowner must file a Request for Judicial Intervention (RJ). This document is available in the County Clerk’s office or online, and must be completed and filed with the court. The RJ must include the following information: the homeowner’s name, address, and telephone number; the date of the foreclosure action; the address of the property in foreclosure; and a description of the foreclosure action. The RJ must also include a statement indicating that the homeowner is requesting judicial intervention and a description of the relief requested. Step 2: Filing a Foreclosure Action Once the Request for Judicial Intervention (RJ) has been filed, the homeowner must then file a Foreclosure Action. This document is also available in the County Clerk’s office or online and must be completed and filed with the court. The Foreclosure Action must include the following information: the homeowner’s name, address, and telephone number; the date of the foreclosure action; the address of the property in foreclosure; and a description of the foreclosure action. The Foreclosure Action must also include a statement indicating that the homeowner is requesting judicial intervention and a description of the relief requested. Types of New York How to File a Request for Judicial Intervention, Foreclosure Action Only There are two types of New York How to File a Request for Judicial Intervention, Foreclosure Action Only: a Standard RJ and an Uncontested RJ. A Standard RJ is used in cases where the homeowner and lender have agreed to the terms of the foreclosure action and the homeowner is requesting judicial intervention. An Uncontested RJ is used in cases where the homeowner is not in agreement with the lender’s terms and is requesting judicial intervention.