This form is a sample letter in Word format covering the subject matter of the title of the form.
This form is a sample letter in Word format covering the subject matter of the title of the form.
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How do I obtain a credit report for a deceased person? The spouse or executor of the estate may request the deceased person's credit report by mailing a request to each of the credit reporting companies. Send a letter along with the following information about the deceased: Legal name.
The creditors often find out directly through a surviving family member. The second source is the Social Security Administration (SSA), which routinely sends out a list of newly deceased individuals to the three major credit bureaus: Experian, TransUnion, and Equifax.
To do that, of course, the SSA itself needs to have been notified about the death. This is often done by the funeral home. Additionally, the deceased person would need to have been receiving Social Security benefits for the SSA to inform the credit bureaus. From the executor or a relative.
How to Notify Credit Bureaus of Death Obtain the death certificate. Call the credit agencies and request a credit freeze. Send the death certificate. Request a copy of the credit report. Work with the estate executor to close out credit accounts or pay off any remaining balance.
Your letter should clearly identify each item in your report you dispute, state the facts, explain why you dispute the information, and request that it be removed or corrected. You may want to enclose a copy of your credit report with the items in question circled.
Their mailing address is: Experian, P.O. Box 9701, Allen, TX 75013. Include your name, address, and relationship to the deceased, as well as the full name, Social Security number, date of birth, and most recent address of the deceased.