The New York Attorney Certificate of Title Form is a legal document used in real estate transactions to certify ownership and provide essential information about a property's title. It serves as evidence that the property in question has a clear title, meaning it is free from any liens, encumbrances, or legal disputes that could hinder the transfer of ownership. This comprehensive form includes several crucial details about the property, such as its legal description, the names of all current and previous owners, any outstanding mortgages or liens, and any easements or restrictions that may affect the property rights. In addition, it typically includes information about pending litigation, judgments, or claims that could impact the title. There are different types of New York Attorney Certificate of Title Forms that vary depending on the context and purpose: 1. Residential Property Attorney Certificate of Title Form: Used mainly for residential real estate transactions. It is filled out by an attorney who thoroughly examines the property's title records, ensuring that there are no unexpected issues that could emerge during the transfer. 2. Commercial Property Attorney Certificate of Title Form: Similar to the residential form but tailored specifically to commercial real estate transactions. It accounts for more complex aspects, such as zoning regulations, environmental concerns, and potential legal disputes that could affect the property's title. 3. Refinance Attorney Certificate of Title Form: Utilized during refinancing processes, this form focuses on verifying the current state of the property's title and identifying any changes or additions since the initial purchase. These certificate forms play an integral role in real estate transactions, as they provide essential information and assurance to buyers, sellers, and lenders. By thoroughly investigating the title records, attorneys can minimize potential risks and ensure a smooth transfer of ownership. It is vital for all parties involved to carefully review and understand the content of the New York Attorney Certificate of Title Forms to safeguard their interests and protect against any unforeseen liabilities.