New York Letter to Creditors Notifying Them of Identity Theft for New Accounts

• Category: Criminal - Identity Theft
• State: Multi-State
• Control #: US-00704-LTR
• Format: Word; Rich Text

Description

This Letter to Creditors Notifying Them of Identity Theft for New Accounts is used to resolve the fraudulent opening of an account by an identity thief. An identity theft victim must notify the creditor of the account opened fraudulently in the victim's name to dispute the opening of the account and any charges or debits attributed to the account. Subject: Urgent Letter to Creditors in New York — Identity Theft for New Accounts [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Creditors' Name] [Creditors' Address] [City, State, ZIP Code] Dear [Creditors' Name], RE: NOTIFICATION OF IDENTITY THEFT FOR NEW ACCOUNTS IN NEW YORK I hope this letter finds you in good health and high spirits. I am writing to you today to bring to your attention a severe and distressing matter regarding my identity being fraudulently used to open unauthorized accounts within your institution. I regret to inform you that I have recently discovered several fraudulent credit accounts that have been opened under my name without my knowledge or consent. These accounts have been established by an individual or an organization who has stolen my personal information, including my social security number, date of birth, and other relevant details required for account creation. As a victim of identity theft, I am highly concerned about the potential ramifications and the impact it may have on my creditworthiness and financial stability. Therefore, under the Fair Credit Reporting Act (FCRA) and the New York Identity Theft Prevention and Mitigation Act, I kindly request your immediate assistance in resolving this distressing matter. I have taken the following steps to address this identity theft issue: 1. Reporting Identity Theft: As soon as I discovered the fraudulent accounts, I filed a report with the local law enforcement agency and obtained an Incident Report Number, which is [Reference Number]. I have enclosed a copy of this report for your reference. 2. Contacting Credit Bureaus: I have informed all three major credit reporting bureaus, Equifax, Experian, and TransUnion, about the identity theft incident. I have included copies of the relevant dispute letters and any related correspondence for your records. 3. Fraud Alerts and Security Freezes: In an effort to minimize further fraudulent activities, I have placed fraud alerts and security freezes on my credit report. Consequently, I kindly request that you exercise utmost caution and conduct thorough verification procedures before opening any new accounts or extending credit in my name. 4. Credit Monitoring and Reporting: I have enrolled in a credit monitoring service to keep a close eye on my credit activity. Any suspicious accounts or transactions will be promptly reported to the appropriate authorities, and all efforts will be made to assist in identifying the responsible party. Given the severity of this situation, I kindly request that you immediately suspend any and all account activities associated with my name, as well as refrain from engaging in any debt collection activities related to the fraudulent accounts. Furthermore, I request that you investigate the accounts in question and provide me with a detailed report of the fraudulent transactions or activities within 30 days, as required by law. Please be aware that I hold no liability for the debts incurred through these fraudulent accounts. I appreciate your understanding, cooperation, and prompt action in rectifying this matter. To assist your investigation, I have attached relevant supporting documents, including copies of the fraudulent account statements, credit reports, and any other necessary evidence. If you require further information or clarification, please do not hesitate to contact me at the provided contact details. I am prepared to assist you fully, including providing any additional documentation or information required to expedite this resolution process. Finally, I would greatly appreciate your advice on any further actions that should be taken to mitigate the repercussions of this identity theft incident. Thank you for your immediate attention to this grave matter. I look forward to your prompt response and a swift resolution. Yours sincerely, [Your Name]

Subject: Urgent Letter to Creditors in New York — Identity Theft for New Accounts [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Creditors' Name] [Creditors' Address] [City, State, ZIP Code] Dear [Creditors' Name], RE: NOTIFICATION OF IDENTITY THEFT FOR NEW ACCOUNTS IN NEW YORK I hope this letter finds you in good health and high spirits. I am writing to you today to bring to your attention a severe and distressing matter regarding my identity being fraudulently used to open unauthorized accounts within your institution. I regret to inform you that I have recently discovered several fraudulent credit accounts that have been opened under my name without my knowledge or consent. These accounts have been established by an individual or an organization who has stolen my personal information, including my social security number, date of birth, and other relevant details required for account creation. As a victim of identity theft, I am highly concerned about the potential ramifications and the impact it may have on my creditworthiness and financial stability. Therefore, under the Fair Credit Reporting Act (FCRA) and the New York Identity Theft Prevention and Mitigation Act, I kindly request your immediate assistance in resolving this distressing matter. I have taken the following steps to address this identity theft issue: 1. Reporting Identity Theft: As soon as I discovered the fraudulent accounts, I filed a report with the local law enforcement agency and obtained an Incident Report Number, which is [Reference Number]. I have enclosed a copy of this report for your reference. 2. Contacting Credit Bureaus: I have informed all three major credit reporting bureaus, Equifax, Experian, and TransUnion, about the identity theft incident. I have included copies of the relevant dispute letters and any related correspondence for your records. 3. Fraud Alerts and Security Freezes: In an effort to minimize further fraudulent activities, I have placed fraud alerts and security freezes on my credit report. Consequently, I kindly request that you exercise utmost caution and conduct thorough verification procedures before opening any new accounts or extending credit in my name. 4. Credit Monitoring and Reporting: I have enrolled in a credit monitoring service to keep a close eye on my credit activity. Any suspicious accounts or transactions will be promptly reported to the appropriate authorities, and all efforts will be made to assist in identifying the responsible party. Given the severity of this situation, I kindly request that you immediately suspend any and all account activities associated with my name, as well as refrain from engaging in any debt collection activities related to the fraudulent accounts. Furthermore, I request that you investigate the accounts in question and provide me with a detailed report of the fraudulent transactions or activities within 30 days, as required by law. Please be aware that I hold no liability for the debts incurred through these fraudulent accounts. I appreciate your understanding, cooperation, and prompt action in rectifying this matter. To assist your investigation, I have attached relevant supporting documents, including copies of the fraudulent account statements, credit reports, and any other necessary evidence. If you require further information or clarification, please do not hesitate to contact me at the provided contact details. I am prepared to assist you fully, including providing any additional documentation or information required to expedite this resolution process. Finally, I would greatly appreciate your advice on any further actions that should be taken to mitigate the repercussions of this identity theft incident. Thank you for your immediate attention to this grave matter. I look forward to your prompt response and a swift resolution. Yours sincerely, [Your Name]