New York Letter from Identity Theft Victim to Credit Issuer Regarding Known Imposter Identity Theft

• Category: Criminal - Identity Theft
• State: Multi-State
• Control #: US-00740-LTR
• Format: Word; Rich Text

Description

This Letter from Identity Theft Victim to Credit Issuer Regarding Known Imposter Identity Theft is used by an identity theft victim who knows their imposter to request that the credit issuer transfer the debt from the victim’s name to the imposter’s name and that the credit issuer contact the imposter for repayment purposes. Subject: Urgent: Identity Theft Report — Request for Assistance in Resolving Imposter Identity Theft [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Credit Issuer Name] [Credit Issuer Address] [City, State, ZIP Code] Re: Identity Theft Report on My Account and Request for Immediate Action Dear [Credit Issuer Name], I hope this letter finds you well. I am writing to report a case of identity theft that has taken place on my credit account, and I kindly request your immediate assistance in resolving this matter. 1. Introduction: I have recently discovered that my personal information has been fraudulently used by an imposter, leading to unauthorized account activity on my credit account held with your institution. This identity theft incident has seriously compromised my financial security and has caused significant distress to my life. 2. Identity Theft Details: a. Account Information: [Provide your account number and any relevant details regarding your credit account] b. Date of Discovery: [Specify the date when you became aware of the identity theft] c. Fraudulent Activity: [Explain the illegitimate actions taken by the imposter on your account, such as unauthorized purchases, cash withdrawals, or account transfers] d. Supporting Documents: [Mention any attached supporting evidence, such as police reports, identity theft affidavits, or credit bureau reports] 3. Steps Taken So Far: In response to this distressing identity theft incident, I have taken the following measures to mitigate the damages: a. Contacted the Police: I have filed a formal report with the [Local Police Department] to document the incident. b. Credit Bureaus: I have alerted all major credit bureaus — Equifax, Experian, and TransUnion – regarding the fraudulent activity and placed a fraud alert on my credit files. c. Identity Theft Affidavit: I have completed and attached the Identity Theft Affidavit (Form FTC-1408) alongside this letter, as required by law. d. Other Affected Institutions: I have also contacted other financial institutions linked to my identity, ensuring they are aware of the fraudulent activities. 4. Requested Actions: I earnestly request your immediate assistance in addressing this identity theft incident. To begin the process of resolving this matter, I kindly ask you to take the following actions: a. Freeze/Closure: Please freeze or close the compromised account associated with the fraudulent activity, stopping all further access to prevent additional harm. b. Investigation: Conduct an in-depth investigation into the unauthorized transactions, including purchases, cash withdrawals, and transfers, in order to identify the individual responsible for this identity theft. c. Correct Credit Report: Update my credit reports with the correct and accurate information, ensuring that all fraudulent activities are promptly removed and does not affect my creditworthiness. d. Provide Incident Report: Furnish an incident report detailing the outcome of your investigation and actions taken to rectify this identity theft, ensuring my credit reputation is restored. 5. Contact Information: I can be reached at the provided contact details stated above. Please use these channels to convey any updates, documents required for verification, or any additional information you may need regarding this matter. I sincerely appreciate your attention and cooperation in resolving this distressing incident promptly. I remain hopeful that, with your assistance, we can efficiently rectify this identity theft and restore my financial security. Your prompt actions are crucial in preventing further repercussions. Thank you for your immediate attention to this matter. I kindly request a written acknowledgment of receipt of this letter and assurance that immediate action will be taken to investigate and rectify this identity theft incident. Yours sincerely, [Your Name]

Subject: Urgent: Identity Theft Report — Request for Assistance in Resolving Imposter Identity Theft [Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Credit Issuer Name] [Credit Issuer Address] [City, State, ZIP Code] Re: Identity Theft Report on My Account and Request for Immediate Action Dear [Credit Issuer Name], I hope this letter finds you well. I am writing to report a case of identity theft that has taken place on my credit account, and I kindly request your immediate assistance in resolving this matter. 1. Introduction: I have recently discovered that my personal information has been fraudulently used by an imposter, leading to unauthorized account activity on my credit account held with your institution. This identity theft incident has seriously compromised my financial security and has caused significant distress to my life. 2. Identity Theft Details: a. Account Information: [Provide your account number and any relevant details regarding your credit account] b. Date of Discovery: [Specify the date when you became aware of the identity theft] c. Fraudulent Activity: [Explain the illegitimate actions taken by the imposter on your account, such as unauthorized purchases, cash withdrawals, or account transfers] d. Supporting Documents: [Mention any attached supporting evidence, such as police reports, identity theft affidavits, or credit bureau reports] 3. Steps Taken So Far: In response to this distressing identity theft incident, I have taken the following measures to mitigate the damages: a. Contacted the Police: I have filed a formal report with the [Local Police Department] to document the incident. b. Credit Bureaus: I have alerted all major credit bureaus — Equifax, Experian, and TransUnion – regarding the fraudulent activity and placed a fraud alert on my credit files. c. Identity Theft Affidavit: I have completed and attached the Identity Theft Affidavit (Form FTC-1408) alongside this letter, as required by law. d. Other Affected Institutions: I have also contacted other financial institutions linked to my identity, ensuring they are aware of the fraudulent activities. 4. Requested Actions: I earnestly request your immediate assistance in addressing this identity theft incident. To begin the process of resolving this matter, I kindly ask you to take the following actions: a. Freeze/Closure: Please freeze or close the compromised account associated with the fraudulent activity, stopping all further access to prevent additional harm. b. Investigation: Conduct an in-depth investigation into the unauthorized transactions, including purchases, cash withdrawals, and transfers, in order to identify the individual responsible for this identity theft. c. Correct Credit Report: Update my credit reports with the correct and accurate information, ensuring that all fraudulent activities are promptly removed and does not affect my creditworthiness. d. Provide Incident Report: Furnish an incident report detailing the outcome of your investigation and actions taken to rectify this identity theft, ensuring my credit reputation is restored. 5. Contact Information: I can be reached at the provided contact details stated above. Please use these channels to convey any updates, documents required for verification, or any additional information you may need regarding this matter. I sincerely appreciate your attention and cooperation in resolving this distressing incident promptly. I remain hopeful that, with your assistance, we can efficiently rectify this identity theft and restore my financial security. Your prompt actions are crucial in preventing further repercussions. Thank you for your immediate attention to this matter. I kindly request a written acknowledgment of receipt of this letter and assurance that immediate action will be taken to investigate and rectify this identity theft incident. Yours sincerely, [Your Name]