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Once you have completed your answer and counterclaim, you should make several copies of the completed document. Take the original and copies to the court clerk and ask to file. You might have to pay a filing fee, which will depend on the court.
The written response must be made within 20 days of personal service, or within 30 days of the time when service by any other means is complete. If the defendant fails to respond he or she is in default and plaintiff may be able to obtain a default judgment against the defendant.
If a counterclaim is filed, the plaintiff must be given the opportunity to respond by filing a reply.
For each paragraph in the complaint, state whether: the defendant admits the allegations in that paragraph; denies the allegations; lacks sufficient knowledge to admit or deny the allegations; or admits certain allegations but denies, or lacks sufficient knowledge to admit or deny, the rest.
CPLR 203(g). A reply to a counterclaim must be served within twenty (20) days of service of the pleading containing the counterclaim.
A pleading must state as a counterclaim any claim that-at the time of its service-the pleader has against an opposing party if the claim: (A) arises out of the transaction or occurrence that is the subject matter of the opposing party's claim; and (B) does not require adding another party over whom the court cannot ...
Generally, if the complaint has been sworn to (verified), then the answer must be verified as well (CPLR §3020). The answer must be served upon the Plaintiff and all other parties (every Plaintiff and Defendant). In contrast to service when initiating a lawsuit, service by mail is sufficient.
If a counterclaim is filed, the plaintiff must be given the opportunity to respond by filing a reply.