The Fair Credit Billing Act (FCBA) applies to "open end" credit accounts, like credit cards, and revolving charge accounts, like department store accounts. The FCBA settlement procedures apply only to disputes about "billing errors." For example: (1) Unauthorized charges (Federal law limits your responsibility for unauthorized charges to $50.00); (2) Charges that list the wrong date or amount; (3) Charges for goods and services you didn't accept or that weren't delivered as agreed; (4) Math errors; (5) Failure to post payments and other credits, like returns; (6) Failure to send bills to your current address - assuming the creditor has your change of address, in writing, at least 20 days before the billing period ends; and (7) Charges for which you ask for an explanation or written proof of purchase, along with a claimed error or request for clarification.
A New York Notice to Lessee of Lessor of Damage to Premises is a legal document that is used to inform a tenant of any damages that have occurred to the rental property during their tenancy. This notice serves as a formal communication between the lessor (landlord) and lessee (tenant) to address the liability for repairing or reimbursing the damages. Keywords: New York, Notice to Lessee, Lessor, Damage to Premises, rental property, tenancy, landlord, tenant, liability, repairing, reimbursing. There are different types of New York Notice to Lessee of Lessor of Damage to Premises depending on the intention and circumstances. Some of these variations include: 1. Notice of Damage at the End of Tenancy: This type of notice is issued at the termination of the lease agreement, when the tenant is preparing to vacate the premises. It informs the tenant about any damages found during the final inspection and details the repairs or costs required for restoration. 2. Notice of Damage During Tenancy: This notice is issued during the tenancy period and is used when the landlord discovers damages that were caused by the tenant. It serves as a warning to the lessee about the damages and provides them with an opportunity to rectify the situation or face consequences. 3. Notice for Reimbursement of Damages: This notice is sent by the landlord to request reimbursement for damages caused by the tenant. It outlines the specific damages along with the associated costs and provides a deadline for the lessee to compensate for the damages. 4. Notice of Liability for Property Damage: In case of damages caused by the tenant, this notice informs them about their liability to repair or pay for the repairs. It also highlights the consequences of not complying with the notice, which may include legal action or deductions from the security deposit. 5. Notice of Lessor's Responsibility for Repairs: This type of notice is used when the landlord takes responsibility for the repair costs, but still informs the tenant about the damages on the premises. It aims to maintain transparency and provide assurance to the lessee that the repairs will be conducted promptly. In any specific situation, the type of notice used will depend on the nature and extent of the damages, the terms outlined in the lease agreement, and the intentions of both the landlord and tenant. It is crucial to consult with a legal professional for guidance to ensure the notice complies with applicable laws and regulations in New York.
A New York Notice to Lessee of Lessor of Damage to Premises is a legal document that is used to inform a tenant of any damages that have occurred to the rental property during their tenancy. This notice serves as a formal communication between the lessor (landlord) and lessee (tenant) to address the liability for repairing or reimbursing the damages. Keywords: New York, Notice to Lessee, Lessor, Damage to Premises, rental property, tenancy, landlord, tenant, liability, repairing, reimbursing. There are different types of New York Notice to Lessee of Lessor of Damage to Premises depending on the intention and circumstances. Some of these variations include: 1. Notice of Damage at the End of Tenancy: This type of notice is issued at the termination of the lease agreement, when the tenant is preparing to vacate the premises. It informs the tenant about any damages found during the final inspection and details the repairs or costs required for restoration. 2. Notice of Damage During Tenancy: This notice is issued during the tenancy period and is used when the landlord discovers damages that were caused by the tenant. It serves as a warning to the lessee about the damages and provides them with an opportunity to rectify the situation or face consequences. 3. Notice for Reimbursement of Damages: This notice is sent by the landlord to request reimbursement for damages caused by the tenant. It outlines the specific damages along with the associated costs and provides a deadline for the lessee to compensate for the damages. 4. Notice of Liability for Property Damage: In case of damages caused by the tenant, this notice informs them about their liability to repair or pay for the repairs. It also highlights the consequences of not complying with the notice, which may include legal action or deductions from the security deposit. 5. Notice of Lessor's Responsibility for Repairs: This type of notice is used when the landlord takes responsibility for the repair costs, but still informs the tenant about the damages on the premises. It aims to maintain transparency and provide assurance to the lessee that the repairs will be conducted promptly. In any specific situation, the type of notice used will depend on the nature and extent of the damages, the terms outlined in the lease agreement, and the intentions of both the landlord and tenant. It is crucial to consult with a legal professional for guidance to ensure the notice complies with applicable laws and regulations in New York.