New York Reaffirmation Agreement, Motion and Order

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US-B-240
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Description

The reaffirmation agreement is used to reaffirm a particular debt. Once the debtor signs the agreement, the debtor gives up any protection of the bankruptcy discharge against the particular debt. The debtor is not required to enter into this agreement by any law. The Motion and Order needed to implement the Agreement are included.

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FAQ

Creditors Creditors holding a security interest that they want to protect post-bankruptcy will request that a Reaffirmation Agreement is signed. They will prepare it and provide it to your attorney's office for review. Reaffirmation Agreement: what, where, who, when and process - Bankruptcy wplawpractice.com ? the-what-where-who-when-a... wplawpractice.com ? the-what-where-who-when-a...

For instance, a debtor might make a reaffirmation agreement with the holder of a car note to prevent the partition of the car. This would allow the debtor to keep the car in exchange for his promise to continue paying the debt after the bankruptcy proceedings. reaffirmation | Wex | US Law | LII / Legal Information Institute cornell.edu ? wex ? reaffirmation cornell.edu ? wex ? reaffirmation

Reaffirming puts you personally on the hook for the debt, even after your discharge. The Court may not approve the reaffirmation if it is not in your best interest. The agreement is voluntary for you and for the creditor?the creditor may refuse to offer a reaffirmation.

Reaffirmation is an agreement by a debtor, to a lender, to repay some or all of their debt. Debtors make reaffirmation agreements purely voluntarily. When a borrower reaffirms a debt, this is noted by credit reporting agencies, which then register that the person will make regular on-time payments. Reaffirmation: What It is, How It Works, Example - Investopedia investopedia.com ? terms ? reaffirmation investopedia.com ? terms ? reaffirmation

Reaffirmation is an agreement by a debtor, to a lender, to repay some or all of their debt. Debtors make reaffirmation agreements purely voluntarily. When a borrower reaffirms a debt, this is noted by credit reporting agencies, which then register that the person will make regular on-time payments.

A reaffirmation agreement is an agreement between a chapter 7 debtor and a creditor that the debtor will pay all or a portion of the money owed, even though the debtor has filed bankruptcy. In return, the creditor promises that, as long as payments are made, the creditor will not repossess or take back its collateral.

If you want to request a reaffirmation agreement, you must agree after filing for bankruptcy but before any collateral is discharged to the lender. An agreement is filed by submitting a Statement of Intent to the court. Then, you must also send the Statement of Intent to the lender. What Is A Reaffirmation Agreement? - Bankrate bankrate.com ? personal-finance ? debt ? re... bankrate.com ? personal-finance ? debt ? re...

After you have entered into a reaffirmation agreement and all parts of this form that require a signature have been signed, either you or the creditor should file it as soon as possible.

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New York Reaffirmation Agreement, Motion and Order