New York Release of Judgment Lien - By Creditor
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How to fill out Release Of Judgment Lien - By Creditor?
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FAQ
How Long Are Judgments Valid in New York? Judgments are valid for 20 years and may be extended once for an additional period of 10 years. To extend a judgment for an extra ten (10) years, the Judgment Creditor must make written application to the court that issued the original judgment.
Having a lien means that the Debtor can't sell the property without paying the Creditor. If the Debtor has personal property, like a car, boat or jewelry: The Creditor can fill out a Property Execution and give it to an Enforcement Officer to use to take the Debtor's personal property.
A judgment is good for 20 years, but if the plaintiff wants to enforce the judgment against land it is only good for 10 years unless the plaintiff renews it for another 10 years.
A satisfaction of money judgment may be filed at Window #10 in person or by mail. There is no fee for this transaction. A certificate of disposition of money judgment is $8. If you are doing your transaction through the mail, please include a stamped self-addressed return envelope for your receipt.
Filing a Lien at the County Clerk's Office A Judgment Creditor can make their City Court Judgment more powerful by filing their judgment in the County Clerk's Office. This is accomplished by the Judgment Creditor requesting a "Transcript of Judgment" from the City Court Clerk.
Default Judgments The default judgment usually gives the plaintiff the right to collect the amount of money that was asked for in the complaint, plus interest and court costs. The judgment will appear on the defendant's credit report, and it can be there for up to seven years if it is not paid.
The judgement will be for the unsecured debt in question and the creditor can ask for a Writ of Seizure or Writ of Execution against your car. This means that your unsecured creditor could potentially seize your vehicle if you do not pay your unsecured debt.
In New York, a judgment lien can be attached to the debtor's real estate -- meaning a house, condo, land, or similar kind of property interest. In addition, New York allows judgment liens on the debtor's personal property -- things like jewelry, art, antiques, and other valuables.
