Ohio Contract For Coverage Of State Agency Of Political Subdivision is a contractual agreement between the Ohio state government and political subdivisions of the state. It is intended to provide coverage for state agencies and political subdivisions from financial losses incurred as a result of negligence or other legal liabilities. The contract provides coverage for bodily injury, property damage, personal injury, advertising injury, and medical expenses. It also includes coverage for defense costs and liability judgments. There are two types of Ohio Contract For Coverage Of State Agency Of Political Subdivision: the Standard Contract and the Enhanced Contract. The Standard Contract provides basic coverage for state agencies and political subdivisions. It includes coverage for bodily injury, property damage, personal injury, advertising injury, and medical expenses. The Enhanced Contract provides additional coverage for defense costs and liability judgments.