This form is a sample letter in Word format covering the subject matter of the title of the form.
Subject: Sending a Letter to the Credit Bureau regarding a Deceased Individual's Credit Report — Attorney Assistance Dear [Credit Bureau's Name], I am writing to you as an attorney representing the estate of the deceased individual [Decedent's Full Name]. I request your urgent attention and assistance in regard to rectifying discrepancies on the credit report of my client, who sadly passed away on [date of death]. As per legal requirements, it is crucial to address the credit report of a deceased person promptly and accurately. Several concerns have arisen regarding the current credit report in question, necessitating immediate attention to avoid any further complications or misunderstandings within the estate settlement process. 1. Ohio Sample Letter to Credit Bureau (Type 1) — Request to Cease Credit Report Activity: Our primary concern regards the continuation of credit report activity for the decedent. It has come to our attention that some creditors are still reporting credit activity under the decedent's name, which is not only erroneous but also detrimental to the estate. We kindly request your intervention in ceasing such activity immediately. 2. Ohio Sample Letter to Credit Bureau (Type 2) — Notification of the Deceased's Identity: We hereby inform you that the decedent's identity has been verified following the appropriate legal procedure upon their demise. This includes the submission of the death certificate, court documents appointing the estate executor, and other necessary documentation. We kindly request your cooperation in updating the credit report to reflect the deceased's status accurately. 3. Ohio Sample Letter to Credit Bureau (Type 3) — Dispute of Inaccurate Credit Entries: During the process of reviewing the decedent's credit report, we have identified certain entries that are either inaccurate, irrelevant, or potentially fraudulent. We hereby dispute these entries and request an investigation into their validity. It is crucial to eliminate any erroneous information that could negatively impact the estate's settlement. Considering the sensitive and time-sensitive nature of this matter, we kindly ask for your immediate attention in addressing the concerns mentioned above. Please promptly update the credit report, ensuring all credit activity and open accounts related to the decedent are ceased, or necessary corrections made. Attached to this letter are the requisite documents substantiating the decedent's identity, including a certified copy of the death certificate, the estate executor appointment documents, and any additional supporting materials for your reference. We appreciate your assistance in resolving this matter efficiently and cooperatively. If you require any further information or documentation, please do not hesitate to contact me at [Attorney's Contact Details]. Thank you for your prompt attention to this important matter. Sincerely, [Attorney's Full Name] [Attorney's Law Firm] [Attorney's Address] [Attorney's Contact Details]
