Subject: Request to Include Landlord in Tenant's Liability Insurance — Ohio Sample Letter Dear [Landlord's Name], I hope this letter finds you well. I am writing to discuss an important matter regarding my current lease agreement and the liability insurance coverage for the rented property at [Rental Property Address]. As a responsible tenant, I understand the importance of having appropriate liability insurance coverage to protect both parties in the event of unforeseen incidents or accidents within the rented premises. In light of this, I recently reviewed my existing tenant insurance policy and noticed that it does not include coverage for the landlord's liability. Understanding that landlords, like yourself, also face potential liability risks related to the property they own, I strongly believe it is essential to amend the insurance policy to include you, the landlord, as an additional insured party. Doing so would provide mutual protection and ensure that both parties are adequately covered. I kindly request you to consider the following options: 1. Obtain my landlord's property and casualty insurance policy: If you have an existing property and casualty insurance policy covering the rented property, it would be greatly appreciated if you could provide me with a copy. I would like to verify if my existing tenant liability insurance policy effectively covers your potential liabilities or if necessary adjustments need to be made. 2. Amend my tenant's liability insurance policy: Alternatively, I can contact my insurance provider and request them to amend my current policy to include you as an additional insured party. However, to proceed with this option, I would require your full name and address, as well as any additional information required by my insurance company. By taking one of the above courses of action, we ensure that any potential liability claims are adequately covered under our respective insurance policies, protecting both your interests as the property owner and my interests as a responsible tenant. I kindly request your prompt response regarding this matter and suggest that we discuss it further to arrive at the most suitable solution. Should you have any concerns or wish to discuss alternate options, please feel free to reach out to me at [Your Contact Information]. Thank you for your attention to this matter. I believe that taking proactive steps to address any potential issues will strengthen our landlord-tenant relationship and ensure a smooth and worry-free tenancy. Sincerely, [Your Name] [Your Address] [City, State, ZIP Code] [Your Contact Information]