Ohio Sample Letter for Breakdown of Account Arrearage

• Category: Letters - Legal - Bankruptcy
• State: Multi-State
• Control #: US-0384LTR
• Format: Word; Rich Text

Description

This form is a sample letter in Word format covering the subject matter of the title of the form. Subject: Ohio Sample Letter for Breakdown of Account Arbitrage — Requesting a Detailed Account Statement Dear [Creditor's Name], I hope this letter finds you well. I am writing to follow up on my recent communication regarding the arbitrage on my account. To ensure clarity and transparency, I kindly request that you provide me with a detailed breakdown of the account arbitrage. As an Ohio resident, I am aware of the rights granted to consumers by both state and federal laws. I believe that obtaining a thorough account statement will help me better understand the outstanding balance and any associated charges that have accrued over time. In accordance with the Ohio Revised Code, specifically section 1319.02, it is the creditor's responsibility to provide an itemized statement of all charges, fees, and interest associated with the account. Therefore, I would greatly appreciate it if you could provide me with the following information: 1. Total outstanding balance: Please specify the exact amount that is currently outstanding on my account. 2. Principal amount: Kindly provide the original amount of the loan or debt. 3. Interest charges: Specify the interest rate and calculate the interest charged on the account arbitrage, providing a clear breakdown of the dates and amounts for each incurred charge. 4. Late payment fees: If applicable, please indicate any late payment fees imposed on the account and provide information about the dates and amounts of each fee. 5. Penalties or other charges: If there are any additional charges or penalties associated with the account arbitrage, please provide a detailed explanation of each charge. 6. Recapitulation: Compile all the information mentioned above into an easy-to-read and comprehend format, summarizing the total outstanding balance, principal, interest charges, late payment fees, and any other relevant charges. Please ensure that this breakdown and account statement is accurate, comprehensive, and complies with all applicable state and federal laws. Additionally, please provide this information within 30 days of receiving this letter, as it is my right as a consumer to receive such detailed documentation. Please note, failure to provide a comprehensive account statement within the specified timeframe may impact my ability to address the arbitrage adequately. I believe that obtaining this precise breakdown will allow us to reach an amicable resolution and establish a plan to settle the amount due. If you have any questions or need further clarification regarding this request, please do not hesitate to contact me at the phone number or email address provided below. I trust that we can work together to resolve this matter promptly and transparently. Thank you for your attention to this matter. Sincerely, [Your Name] [Your Address] [City, State, ZIP] [Phone Number] [Email Address]

Subject: Ohio Sample Letter for Breakdown of Account Arbitrage — Requesting a Detailed Account Statement Dear [Creditor's Name], I hope this letter finds you well. I am writing to follow up on my recent communication regarding the arbitrage on my account. To ensure clarity and transparency, I kindly request that you provide me with a detailed breakdown of the account arbitrage. As an Ohio resident, I am aware of the rights granted to consumers by both state and federal laws. I believe that obtaining a thorough account statement will help me better understand the outstanding balance and any associated charges that have accrued over time. In accordance with the Ohio Revised Code, specifically section 1319.02, it is the creditor's responsibility to provide an itemized statement of all charges, fees, and interest associated with the account. Therefore, I would greatly appreciate it if you could provide me with the following information: 1. Total outstanding balance: Please specify the exact amount that is currently outstanding on my account. 2. Principal amount: Kindly provide the original amount of the loan or debt. 3. Interest charges: Specify the interest rate and calculate the interest charged on the account arbitrage, providing a clear breakdown of the dates and amounts for each incurred charge. 4. Late payment fees: If applicable, please indicate any late payment fees imposed on the account and provide information about the dates and amounts of each fee. 5. Penalties or other charges: If there are any additional charges or penalties associated with the account arbitrage, please provide a detailed explanation of each charge. 6. Recapitulation: Compile all the information mentioned above into an easy-to-read and comprehend format, summarizing the total outstanding balance, principal, interest charges, late payment fees, and any other relevant charges. Please ensure that this breakdown and account statement is accurate, comprehensive, and complies with all applicable state and federal laws. Additionally, please provide this information within 30 days of receiving this letter, as it is my right as a consumer to receive such detailed documentation. Please note, failure to provide a comprehensive account statement within the specified timeframe may impact my ability to address the arbitrage adequately. I believe that obtaining this precise breakdown will allow us to reach an amicable resolution and establish a plan to settle the amount due. If you have any questions or need further clarification regarding this request, please do not hesitate to contact me at the phone number or email address provided below. I trust that we can work together to resolve this matter promptly and transparently. Thank you for your attention to this matter. Sincerely, [Your Name] [Your Address] [City, State, ZIP] [Phone Number] [Email Address]