Dear [Name], I hope this letter finds you well. I am writing to kindly remind you about the item you borrowed from me on [Date]. As per our agreement, the borrowed item was expected to be returned by [Due Date]. However, it has come to my attention that it has not yet been returned. The borrowed item in question is [Describe the item]. It holds great value to me both personally and financially, and its absence has caused inconvenience in my daily life. I am sure this delay is unintentional, and I kindly request you to return the item promptly. I understand that unforeseen circumstances may have arisen, preventing you from returning the borrowed item. However, it is important to keep in mind that the item is essential for my personal use, and I would greatly appreciate its timely return. I kindly request you to contact me at [Your Contact Information] as soon as possible to arrange the return of the item. If there are any issues or concerns regarding the item's condition or any damages, please inform me, so we can address them accordingly. I trust that you understand the importance of this matter and will prioritize its resolution. Your immediate attention to this reminder will be much appreciated. Thank you for your understanding, and I look forward to resolving this matter soon. Sincerely, [Your Name]