Ohio Sample Letter for Complaint to Reform Deed of Trust Subject: Request for Judicial Intervention in Reforming Deed of Trust [Your Name] [Your Address] [City, State, ZIP] [Email Address] [Phone Number] [Date] [Name of Recipient] [Title] [Bank or Lending Institution Name] [Address] [City, State, ZIP] Subject: Complaint to Reform Deed of Trust for [Property Address] Dear [Recipient's Name], I hope this letter finds you well. I am writing to bring to your attention a matter of utmost importance regarding the deed of trust associated with the above-mentioned property. I believe that certain provisions within the existing deed of trust require immediate reform to rectify an error or oversight during the loan origination process. Having carefully reviewed the aforementioned deed of trust, I have identified the necessary amendments that would ensure a fair and accurate representation of the original agreement between the parties involved. I kindly request your cooperation in rectifying these discrepancies through a reformation process, as outlined by Ohio law. Specifically, I would like to address the following points that need to be amended: 1. Correction of Legal Description: The current legal description outlined in the deed of trust is inaccurate, causing confusion and potential legal implications. I request that a revised legal description for the property be incorporated into the deed to reflect the accurate boundaries and recording information. 2. Clarification of Loan Terms: There are certain loan terms and conditions that may have been misstated or omitted from the original document. It is essential to revise these terms to reflect the true intent of both parties, ensuring a transparent and mutual understanding. 3. Inclusion of Missing Provisions: During the drafting process, there seems to be a lack of critical provisions such as the rights and responsibilities of both the borrower and lender during the term of the loan. Reformation should address these omissions by incorporating the relevant terms to protect the interests of all involved parties. 4. Absence of Signatures or Notarization: I have noticed that certain signatures and notarization might be missing or incomplete, which undermines the validity and enforceability of the deed of trust. It is crucial to review and revise these sections to ensure compliance with Ohio's record keeping requirements. I kindly request that you initiate the process for reforming the deed of trust promptly in accordance with Ohio laws. As a homeowner, it is my responsibility to protect my interests and uphold the integrity of the agreement, and I believe that these amendments are fair and necessary for the successful continuation of the mortgage. Should you require any additional information or documentation to facilitate this reformation process, please inform me promptly. I trust that your institution recognizes the significance of rectifying these issues promptly and working towards a mutually beneficial resolution. I look forward to your prompt response and action in this matter. Please acknowledge receipt of this letter within [insert a reasonable timeframe, e.g., 10 business days]. Failure to provide a satisfactory response may leave me no choice but to seek legal counsel and pursue further appropriate actions. Thank you for your attention to this matter. Sincerely, [Your Name]