The Ohio Certificate of Group Health Plan Coverage with Statement of HIPAA Portability Rights is a crucial document that provides detailed information about an individual's health insurance coverage under a group health plan in Ohio. It serves to inform individuals about their rights and protections under the Health Insurance Portability and Accountability Act (HIPAA). The Ohio Certificate of Group Health Plan Coverage with Statement of HIPAA Portability Rights contains essential details such as the effective date of coverage, the name and contact information of the insurance provider, and important eligibility information. This certificate aims to ensure that individuals are aware of their rights to maintain continuous health coverage, even in case of certain life events or job changes. Under HIPAA, individuals have the right to carry forward their health insurance coverage when transitioning between jobs, as long as certain conditions are met. The certificate outlines these portability rights, describing the circumstances in which individuals qualify for continuation of coverage without any waiting periods or exclusions for pre-existing conditions. There may be different types of Ohio Certificates of Group Health Plan Coverage with Statement of HIPAA Portability Rights depending on the nature of the group health plan. Some common variations include: 1. Employer-Sponsored Health Plans: This type of certificate is issued to individuals covered under a group health plan provided by their employer. It outlines the specific details of the employer-sponsored plan, including coverage limits, cost-sharing arrangements, and any additional benefits or services included. 2. Association Health Plans: These certificates are issued to individuals covered under health plans that are offered through professional associations or trade organizations. They provide a comprehensive overview of the benefits and coverage offered under the association health plan, along with the individual's HIPAA portability rights. 3. Government-Sponsored Health Plans: Individuals enrolled in government-sponsored health plans, such as Medicaid or Medicare, may receive a certificate specific to their coverage. These certificates will outline the benefits, limitations, and portability rights associated with their particular government-sponsored health plan. By providing individuals with a detailed Ohio Certificate of Group Health Plan Coverage with Statement of HIPAA Portability Rights, insurers and employers aim to ensure transparency and compliance with HIPAA regulations. These certificates empower individuals to make informed decisions about their healthcare, secure continuous coverage, and exercise their rights when navigating job changes or other life events.