Ohio Judgment by Default — B 261B is a legal process that allows a creditor to obtain a judgment against a debtor in Ohio when the debtor fails to respond or appear in court. This default judgment grants the creditor the legal right to collect the debt owed without the need for a trial. When a creditor files a lawsuit against a debtor in Ohio, the debtor is served with a court summons and a copy of the complaint. The debtor is then required to respond within a specified period, usually 28 days, by filing an answer to the complaint. If the debtor fails to respond within the given timeframe, the creditor can request a default judgment. The default judgment procedure in Ohio is governed by Ohio Revised Code Section 261B. This law outlines the necessary steps and requirements for obtaining a default judgment. The creditor must file a motion for default judgment with the court, stating that the debtor failed to respond or appear. The court will review the motion and, if satisfied, grant the default judgment. Once the default judgment is obtained, the creditor gains the right to collect the debt using various methods, such as garnishing the debtor's wages, placing liens on assets, or seizing bank accounts. However, it is important to note that certain types of income, such as Social Security benefits or disability payments, may be exempt from collection. There are two main types of Ohio Judgment by Default — B 261B: 1. Money Judgment: This is the most common type of default judgment and allows the creditor to collect the debt owed by the debtor in the form of monetary compensation. The creditor can pursue collection actions to recover the owed amount, interest, and any additional costs awarded by the court. 2. Judgment for Possession: In cases where the judgment is related to property, such as a landlord-tenant dispute or foreclosure, the court may grant a judgment for possession. This allows the creditor to take possession of the property and potentially evict the debtor if necessary. In conclusion, Ohio Judgment by Default — B 261B is a legal process that enables creditors to obtain a default judgment when a debtor fails to respond or appear in court. This grants the creditor the right to collect the debt owed through various means. The two main types of default judgment include money judgment and judgment for possession, depending on the nature of the case.