The Ohio Debtor's Certification of Completion of Instructional Course Concerning Personal Financial Management — Post 2005 is an essential document that verifies an individual's successful completion of a financial management course. This certification is a requirement for individuals filing for bankruptcy in Ohio under the Bankruptcy Abuse Prevention and Consumer Protection Act (BAP CPA) of 2005. The course covered in this certification aims to provide debtors with comprehensive knowledge and skills regarding personal financial management. It encompasses various topics related to budgeting, money management, credit, debt, and financial planning. By completing this course, debtors are equipped with the necessary tools and information to make informed decisions about their finances and develop responsible financial habits. The Ohio Debtor's Certification of Completion of Instructional Course Concerning Personal Financial Management — Post 2005 is specifically designed to comply with the provisions set forth by the BAP CPA. It is crucial for debtors to obtain this certification before their bankruptcy case can be successfully discharged. Different types or variations of this certification may exist, depending on the approved course providers and organizations offering the instructional course. Debtors should ensure they complete a course recognized and approved by the United States Trustee Program in Ohio to ensure their certification is valid. Keywords: Ohio Debtor's Certification, Completion of Instructional Course, Personal Financial Management, Post 2005, bankruptcy filing, Bankruptcy Abuse Prevention and Consumer Protection Act, BAP CPA, financial management course, budgeting, money management, credit, debt, financial planning, financial habits, bankruptcy case discharge, course providers, United States Trustee Program.