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Health insurance claims: $500,000 for major medical insurance/$300,000 for disability or long-term care insurance/$100,000 for other types of health insurance.
OLHIGA is a private association established by state law. What does the Guaranty Association do? OLHIGA covers claims of people who are insured by a member company which has been or is about to be liquidated.
The principal responsibilities of OLHIGA are to pay the covered claims (as defined by law) of insolvent insurers, and to provide a mechanism for assessment of member insurers to raise the funds needed to pay those claims.
The Ohio State Tuition Guarantee holds in-state tuition, mandatory fees, housing and dining rates flat for four academic years.
Insurance guaranty associations provide protection to insurance policyholders and beneficiaries of policies issued by an insurance company that has become insolvent and is no longer able to meet its obligations. All states, the District of Columbia, and Puerto Rico have insurance guaranty associations.
The OHIO Guarantee is a cohort based, level-rate tuition, housing, and dining model that assures students and their families a set of comprehensive rates for the pursuit of an undergraduate degree at Ohio University.
The Connecticut Life and Health Insurance Guaranty Association was created in 1972. It provides a mechanism to protect policyholders, certificate holders and their beneficiaries in the case of a judicial finding of financial impairment or insolvency of life and health insurance companies, and healthcare centers (HMOs).
An agent may use the existence of the Guaranty Association to assure a claimant that his policy will be protected even if the insurer becomes insolvent. The purpose of the Insurance Guaranty Association is to protect policyholders when an insurance company becomes insolvent.