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Reviewing, or reviewing and. Journal of architectural technology published by.Professional liability policies generally cover the "wrongful act" or "professional negligence" of an architect or engineer. Professional liability policies generally cover the "wrongful act" or "professional negligence" of an architect or engineer. Under Section 130. Also, although the standards defining negl. Liability Based on Breach of Contract. 9. Liability Based on Negligence. 9. We work with professionals expecting that they will at least meet minimum service standards. Unfortunately, this is not always the case.