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You may be a victim of identity theft if: bills do not arrive. statements show transactions you did not make. creditors ask you about an account or card you have not applied for.
It is unlawful for any person to use with fraudulent intent the personal identity of another person, living or dead, or any information relating to the personal identity of another person, living or dead, to obtain or attempt to obtain credit or anything of value.
Check your bank, investment, and credit card accounts for unfamiliar transactions. Flag anything and follow up with either the vendor or your bank or credit card company. Don't ignore small transactions. Identity thieves may make small purchases to test if a card or account number works before moving on to larger ones.
Consumers can report identity theft at IdentityTheft.gov, the federal government's one-stop resource to help people report and recover from identity theft. The site provides step-by-step advice and helpful resources like easy-to-print checklists and sample letters.
If you ask for an extended alert, you will have to provide an identity theft report. An identity theft report includes a copy of a report you have filed with a federal, state, or local law enforcement agency, and additional information a consumer reporting agency may require you to submit.
Look out for notifications that a tax return has been filed under your name. Additionally, if you receive a W-2, 1099, or any other tax form from a company you've never worked for, it might mean that someone obtained your Social Security number and is using it for employment purposes.
Warning signs of identity theft Debt collection calls for accounts you did not open. Information on your credit report for accounts you did not open. Denials of loan applications. Mail stops coming to, or is missing from, your mailbox.
If you believe a thief is using your Social Security number to work or claim Social Security benefits, call the Social Security Fraud Hotline at 1-800-269-0271. Or report Social Security benefits fraud online at .