Identity theft of minors is a fast-growing and largely unreported crime that affects many Americans each year. With this Guide for Protecting Minors from Identity Theft, minors and parents of minors will learn how to effectively deal with creditors and government agencies after the minor's identification is lost or stolen. This guide is designed to help a minor or the minor's parent clear the minor's name, and reduce the time and expense involved with dealing with identity thieves. The information in this guide is essential to assist in remedying and protecting a minor's credit, financial assets, and job opportunities, as well as preventing misuse of benefits, false arrests, and other fraudulent uses of a minor's identification. Helpful tips on preventing identity theft, useful links, and more, are also included.
Oklahoma Guide for Protecting Minors from Identity Theft
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They may think it's okay to use their child's identity temporarily. But if you don't pay it back, you will damage your child's credit score and set them up for financial hardship when they reach adulthood. The law remains the same, regardless of the circumstances.
Are My Children at Risk Of Identity Theft? Highlights: Check your child's credit reports. Consider a free security freeze. Consider a credit monitoring product. Keep your child's documents in a safe place. Don't share your child's personal information unless it's absolutely necessary.
11 ways to prevent identity theft Freeze your credit. ... Safeguard your Social Security number. ... Be alert to phishing and spoofing. ... Use strong passwords and add an authentication step. ... Use alerts. ... Watch your mailbox. ... Shred, shred, shred. ... Use a digital wallet.
What is child identity theft? Adults are not the only targets of identity theft. In fact, children under the age of 18 can also become victims. Child identity theft happens when someone uses a minor child's personal information, such as name and Social Security number, usually to obtain credit or employment.
Should you request a security freeze be placed on your minor dependent's credit report, a credit report is created for the minor and then frozen. You'll also need to complete this form and provide proof of your identity; proof of their identity; and proof that you are their parent or legal guardian.
It is unlawful for any person to use with fraudulent intent the personal identity of another person, living or dead, or any information relating to the personal identity of another person, living or dead, to obtain or attempt to obtain credit or anything of value.
Help Prevent Identity Theft Keep Your Personal Information Secure. ... Monitor Your Credit Reports, Bank and Credit Accounts. ... Ask Questions Before You Share Your Information.