[Your Name] [Your Address] [City, State, ZIP Code] [Email Address] [Phone Number] [Date] [Loan Officer's Name] [Loan Officer's Address] [City, State, ZIP Code] Subject: Request for Reinstatement of Loan — Account Number [Loan Account Number] Dear [Loan Officer's Name], I am writing this letter to formally request the reinstatement of my loan account with [Bank Name]. I experienced unforeseen financial difficulties due to [mention the reason for loan defaulting, such as job loss, medical expenses, or unexpected expenses], which caused me to fall behind on payments. I appreciate the past assistance I have received from [Bank Name], and I am committed to honoring my financial obligations. With stability restored in my situation, it is my utmost intention to continue with regular monthly repayments and clear all outstanding dues. I kindly request that you consider reinstating my loan in order to restore my financial standing and alleviate the burden of accumulated late fees and penalties. I would like to propose the following terms for the reinstatement of my loan: 1. Loan Amount: [Specify the total amount of the loan] 2. Outstanding Balance: [Mention the exact amount outstanding on the loan] 3. Repayment Plan: [Provide a detailed repayment plan addressing the amount to be paid monthly, the duration, and any modifications required] 4. Interest Rate: [Specify the applicable interest rate] I have attached supporting documents as evidence of my current financial situation and the improvement in my ability to meet future payments. These documents include recent pay stubs, bank statements, and any other relevant financial records. Should you require any additional information or documentation to support my request, please do not hesitate to contact me. I am open to discussing the terms and conditions for the loan reinstatement to reach an agreement that is mutually beneficial. I understand the importance of reinstating my loan swiftly, and I assure you that I am fully committed to meeting my financial obligations. Furthermore, I kindly request your prompt attention to this matter, as it significantly impacts my ability to progress towards financial stability. Furthermore, I am sincerely grateful for your understanding and consideration. Furthermore, I look forward to a positive response from you and the opportunity to regain my trust with [Bank Name]. Thank you for your time and assistance. Yours faithfully, [Your Name]